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Who cares
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Sponsors
1 Co-sponsor
2 Multi-sponsors
History
- Signed chap.11
- Delivered to governor
- Returned to assembly
- Passed senateVote 59–0
- 3rd reading cal.111
- Substituted for S638A
- Referred to finance
- Delivered to senate
- Passed assembly
- Advanced to third reading cal.680
- Reported
- Print number 1003a
Show 11 earlier actions
- Amend and recommit to insurance
- Committed to insurance
- Ordered to third reading cal.90
- Returned to assembly
- Died in senate
- Referred to insurance
- Delivered to senate
- Passed assembly
- Advanced to third reading cal.257
- Reported
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Requires report due the governor and legislature to include the incidence of misrepresentation by insured of the principal place where vehicles are driven and stored
Senate Floor Calendar · Sponsor William J. Larkin Jr.
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
BILL NUMBER:A1003A
Title of bill
An act to amend the insurance law, in relation to reporting on motor vehicle insurance fraud
Purpose or general idea of bill
To report on the incidence of misrepre- sentation by insureds as to where the principal places of motor vehicles are garaged and driven, and that such misrepresentation will be consid- ered a fraudulent insurance act.
Summary of provisions
Section 405 of the insurance law is amended to require a report due to the Governor and Legislature which includes the incidence of misrepresentation by insureds of the principal place where motor vehicles are driven and stored.
Justification
Within the Metro areas of New York State, automobile insurance is appropriately higher in relation to the more rural, less populated areas of New York State. The reasons for higher rates of auto- mobile insurance in Metro areas include higher incidents of accidents, theft, and damage. The practice of misrepresenting the place where an automobile is garaged or driven is a dishonest way of reducing the costs paid for insurance. Residents of areas where insurance costs are higher should not be permitted to pay lower rates for automobile insurance based simply on documentation that states their motor vehicle is garaged in an area where insurance costs are lower. This act is causing an imbalance in the insurance pool of some regions in less populated areas of New York State, causing rates for less populated regions to be arti- ficially inflated. This legislation seeks to report on these incidents in order to combat these abuses.
Legislative history
2007-2008: Al273 Passed Assembly/Died Senate 2005-2006: A387 Passed Assembly/Died Senate 2003-2006: A387 Passed Assembly 2001-02 - A.6471 - Passed Assembly 1999-00 - A.4563 - Passed Assembly
Fiscal implications
Undetermined.
Effective date
This act shall take effect on the one hundred twentieth day after it shall have become law.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.