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History
- Referred to investigations and government operations
- Referred to investigations and government operations
Full text
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Sponsor's memo
Title of bill
An act to amend the legislative law and the insurance law, in relation to mandated health insurance benefits
Purpose
To better ascertain the costs associated with proposed and existing mandated health insurance benefits.
Summary of specific provisions
Section one declares legislative intent. Section two adds a new §68 to the Legislative Law to require that legislation mandating health insurance benefits be reviewed by the Superintendent of Insurance prior to legislative action. Section three adds a new §213 to the Insurance Law to provide for that review by the Superintendent. Section four requires the Superintendent to study costs and other aspects of existing mandates. Section five is the effective date.
Justification
Numerous pieces of legislation are introduced annually which seek to mandate specific health insurance benefits or seek to require insurers to cover the services of a particular health care provider. Some of these proposals may improve the cost/benefit status of health care, while others may be more costly than can be justified. Unfortunately, there is no uniform standard for determining and evaluating the costs and benefits of such proposals. This bill would establish such a cost/benefit study for each proposal, and would enable the Legislature to make an better informed judgement about the merits of each bill. The study of existing mandated health insurance benefits is timely in light of the growing crisis in the affordability and availability of health insurance.
History of bill
See A.9695 of 1990, A.4370 of 1991, S.6716/A.9145 of 1992, S.2190/A.3792 of 1993-94, S.2426/A.4015 of 1995-96, S.1682 of 1997-98, S.1538-A of 1999-2000, S.1603 of 2001-02, S.1069-A/A.4576-A of 2003-04, S.1852A/A.3449A of 2005-06, S.1314/A.3138 of 2007-08.
Fiscal impact
No direct fiscal impact. If the bill were to result in lower total costs for health care, public programs such as Medicaid and Medicare would save money.
Effective date
September 1.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.