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History
- Referred to insurance
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Prohibits any group or blanket health insurance policy to exclude from coverage any group member based on a predisposing genetic characteristic
In Assembly Committee · Insurance · Sponsor Brian Kavanagh
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
Title of bill
An act to amend the insurance law, in relation to genetic discrimination in health insurance
Purpose
To prohibit any group or blanket health insurance policy from excluding any group member or member of that individual's family from coverage, based on a predisposing genetic characteristic. A predisposing genetic characteristic is defined as "any inherited gene or chromosome, or alteration thereof, as determined by a genetic test or inferred from information derived from an individual or family member, that is scientifically or medically believed to predispose an individual, or offspring of that individual, to a physical or mental disease or disability".
Justification
Various genetic characteristics predict the possibility of a disease at some indefinite future date. The genetic characteristics may be inferred from a family history of a disease, or from genetic tests.
It is unfair to deprive individuals of health coverage for a disease which may occur at some time in their lifetime. It is also unfair to single out individuals for exclusion from insurance coverage or charge higher premiums for those diseases which have genetic tests.
Fiscal implications
None
Effective date
Ninetieth day after it shall have become law.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.