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Who cares
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Sponsors
No co-sponsors yet.
History
- Referred to consumer protection
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Prohibits service providers from solely relying upon consumer credit reports for the purpose of determining whether to provide or continue to provide service
In Senate Committee · Consumer Protection · Sponsor José Peralta
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
Title of bill
An act to amend the general business law, in relation to prohibiting providers of service from solely relying upon consumer credit reports for the purpose of determining whether to provide consumers with service, or for the purpose of requiring the payment of a deposit, fee or higher rate
Purpose
Prohibits service providers from reviewing or using consumer credit reports for the purpose of determining whether to provide or continue to provide service.
Summary of provisions
No service provider in this state shall solely rely upon a consumer report, as defined in subdivision (1) of section three hundred eighty-a of this chapter, of any potential customer or customer when making any determination to provide or continue the provision of service to such potential customer or customer.
Justification
This bill will protect consumers from organizations that use consumer credit reports as the basis for deciding whether or not to provide service or for charging a higher rate.
Legislative history
This is a new bill.
Fiscal implications
None.
Effective date
This act shall take effect immediately.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.