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Sponsors
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History
- Print number 7064a
- Amend and recommit to insurance
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Removes cancer screening deductibles, copayments and coinsurance
Assembly Floor Calendar · Sponsor Linda Rosenthal
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
BILL NUMBER:S7064A
Title of bill
An act to amend the insurance law, in relation to cancer screening deductibles and copayments
Purpose or general idea of bill
The purpose of this legislation is to eliminate copayments for certain cancer screenings in order to encourage preventive care.
Summary of specific provisions
The bill would amend: Insurance law Section 3216, subsection(i), subparagraph (B) paragraph B of paragraph 11 and subparagraph (e) of paragraph 15, Insurance Law section 3221, section 1, subparagraph (B) of paragraph 11 and subparagraph (e) of paragraph 14 and Insurance Law section 4304, subsection (t), paragraph 1 and subsection (p) paragraph 1, to state that such coverage shall not be subject to annual deductibles and coinsurance, as may be deemed appropriate by the superintendent and as is consistent with those established for other benefits within a given policy.
Insurance Law section 4321 subsection (c) and Insurance Law section 4322 subsections (c) and (d) to add an exception for visits for mammography screening and cervical cytology screening pursuant to the amendments above.
Justification
It is well established that our country and state must transition to a more prevention-based health care system. In addition to being considerably more cost effective than our current treatment regime, preventive care will save lives and improve health outcomes by encouraging the early detection and treatment of illness.
This legislation would accomplish one objective within this broader effort by eliminating required insurance co-payments for most varieties of cancer screenings, with the exception of tests whose radiation levels require a more restrictive testing regimen. Although modest in price compared to costs borne by the uninsured, these copayments act as a disincentive and their elimination would increase the number of people who receive cancer testing. A New England Journal of Medicine study found that a $10 copayment reduced the percentage of women screened for breast cancer from 78% to 69% compared to an equivalent group eligible for free testing.
Prior legislative history
New bill.
Fiscal implications
None.
Effective date
This act shall take effect immediately and the provisions of this act shall apply to policies and contracts issued, renewed, altered on or after such effective date.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.