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History
- Referred to insurance
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Authorizes insurance premium reductions for non-commercial private passenger vehicles retrofitted with daytime running lamps
In Senate Committee · Insurance · Sponsor William Magnarelli
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
BILL NUMBER:S4175
Title of bill
An act to amend the insurance law, in relation to authorizing insurance premium reductions for private passenger vehicles retrofitted with daytime running lamps
Purpose
This bill would authorize an actuarially appropriate premium discount on automobile insurance for vehicles that are retrofitted with daytime running lamps, and establish a standard for retrofitted daytime running lamps that would require prior approval by the Superintendent of Insurance, in consultation with the Division.
Summary of provisions
Amends Insurance Law section 2336(g) to provide that all private passenger automobile insurers are authorized to offer an actuarially appropriate premium discount for auto insurance coverage for motor vehicles that are retrofitted with daytime running lamps. Further, that the Superintendent, after consulting with the Department of Motor Vehicles, shall promulgate by rule, qualifications and standards for the installation of such lamps. The purpose of establishing qualifications for the installation of retrofitted lamps is so that this equipment is properly installed.
Justification
New vehicles are equipped with daytime running lamps, installed in the factory at the time of production. Many insurance companies offer discounts to their customers for having daytime running lamps because they have been demonstrated to increase visibility on the road and thereby improve safety. This bill would require the Superintendent of Insurance to establish a standard for older vehicles, which are not equipped with factory-installed daytime running lamps, to retrofit vehicles with daytime running lamps to be installed by qualified auto body shops or car dealerships. Establishing such a standard would ensure that these daytime running lamps meet a state-approved standard and would facilitate the provision of similar discounts to owners of older vehicles.
Legislative history
2009-2010: A.317 2007-2008: A.5512 2005-2006: A.10758
Fiscal implications
Undetermined.
Effective date
This act shall take effect on the first of January next succeeding the date on which it shall have become a law and shall apply to all policies issued, renewed or amended on or after such date.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.