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History
- Referred to rules
Full text
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Sponsor's memo
BILL NUMBER:S7855
Title of bill
An act to amend the navigation law and the insurance law, in relation to insurance rate reductions upon completion of a boating safety course or an advanced boating safety course
Purpose
To provide for boating liability insurance reductions for those who take boater safety courses.
Summary of provisions
Section 1 amends section 78-a of the Navigation Law by providing the authority for insurance carriers to extend a minimum of a 10% reduction of liability insurance rates for boat owners who complete basic boating safety courses and 15% reduction for those who take advanced boating safety courses.
Section 2 amends the Insurance Law by adding a new section 2336-B providing that rate schedules submitted to the Commissioner for boat liability insurance shall include premium reductions of at least 10% and 15% respectively when owners complete basic or advanced boating courses. This legislation would not apply to those cases in which mandatory courses are taken in response to boating infractions.
Justification
Owning and operating a pleasure boat can provide many hours of enjoyment and summertime pleasure. However, there are many perils and responsibil- ities which arise when a boat leaves the dock not only from the elements but also from other water craft. There are rules and basic procedures which boat operators should know and observe. This bill would provide an incentive to learn and follow those safety rules and procedures by giving owners who complete basic or advanced boating safety courses a minimum 10% or 15% percent reduction in boating liability insurance.
Legislative history
New bill.
Fiscal implications
None to the State.
Effective date
Immediately and shall apply to all policies and contracts issued, modi- fied or altered on and after such effective date.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.