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S4571Senate2013-2014 Session

Relates to supplementary uninsured and underinsured motorist coverage for ambulance services, volunteer fire departments, fire companies and voluntary ambulance services

Sponsor Ted O'BrienSD-55Affects Finance
Status
In Senate Committee
Insurance
Impact
Pending
Passage
Pending

Bill progress

Step 2 of 7

In committee · Insurance

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Who cares

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Sponsors

Primary sponsor
Ted O'Brien

Senator · Senate District 55

No co-sponsors yet.

History

  1. Referred to insurance
  2. Referred to insurance

Full text

The text isn't available here yet. Check nysenate.gov.

Sponsor's memo

BILL NUMBER:S4571

Title of bill

An act to amend the insurance law, in relation to supplementary uninsured and underinsured motorist coverage for ambulance services, volunteer fire departments, fire companies and voluntary ambulance services

Purpose

To ensure that volunteer firefighters and volunteer ambulance crews, while acting in the scope of their duties for volunteer fire department or volunteer ambulance service, shall be covered by the maximum available supplemental uninsured/underinsured motorist coverage in an insurance policy that names such volunteer fire department or volunteer ambulance service as a named insured.

Summary of provisions

This bill amends Insurance Law Section 3420(f), as amended by Chapter 11 of the Laws of 2013, which pertains to supplemental uninsured/underinsured motorist coverage ("SUM") for fire departments and ambulance services.

This bill provides that a the SUM insurance policy for a fire company, volunteer fire department, ambulance service or volunteer ambulance service shall be deemed to provide the maximum coverage available under that particular policy to any individual who is a member of such fire department or ambulance service, when that individual is operating or using a motor vehicle while acting in the scope of the individual's duties for the fire department or ambulance service.

Justification

Much has been done recently to protect emergency responders who are injured while acting within the scope of their duties. However, a gap still remains when members of (volunteer) fire departments or (volunteer) ambulance services respond to emergencies in their own vehicles and become injured.

This bill requires the coverage to follow the responder by adding coverage if, while performing their duties, they become injured while operating or using a motor vehicle that isn't an ambulance or fire service vehicle.

Legislative history

New Bill

Fiscal implications

None.

Effective date

This act shall take effect on the same date and in the same manner as Chapter 496 of the laws of 2012 takes effect.

Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.