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Who cares
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Sponsors
3 Co-sponsors
History
- Print number 5798a
- Amend and recommit to insurance
- Referred to insurance
- Returned to senate
- Died in assembly
- Referred to insurance
- Delivered to assembly
- Passed senateVote 63–0
- Ordered to third reading cal.1413
- Committee discharged and committed to rules
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Relates to directing an examination concerning homeowners insurance coverage for sewer backup
In Assembly Committee · Insurance · Sponsor Steven Cymbrowitz
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
BILL NUMBER:S5798A
Title of bill
An act directing the superintendent of financial services to examine and make recommendations regarding concurrent causation in relation to sewer backup insurance coverage
Purpose
To give the Legislature information on the potential effects of prohibiting anti-concurrent causation clauses in sewer backup insurance coverage policies.
Summary of provisions
Section 1 directs the Superintendent of Financial Services to submit a report to the Legislature providing recommendations concerning the treatment of concurrent causation in relation to homeowners insurance coverage for sewer backup.
Section 2 provides that this act shall take effect immediately.
Justification
Anti-concurrent causation clauses in insurance policies operate to exclude coverage for loss caused by two or more concurrent factors, such as wind and flood damage, where at least one factor is covered in the policy. any people affected by Superstorm Sandy found that anti-concurrent causation causes in their policies prevented them from receiving coverage for property damage, especially damage to sewer lines. This bill will allow the Legislature to make an informed decision regarding the appropriate future treatment of these anti-concurrent causation clauses in policies for sewer backup insurance coverage.
Legislative history
S5798 of 2013 - Referred to Insurance
Fiscal implications
None
Effective date
This act shall take effect immediately.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.