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History
- Referred to investigations and government operations
- Referred to investigations and government operations
Full text
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Sponsor's memo
BILL NUMBER:S2683
Title of bill
An act to amend the insurance law, in relation to requiring owners of firearms to obtain liability insurance
Purpose
To amend the insurance law, to require firearm owners, prior to such ownership, to obtain and continuously. Maintain a policy of liability insurance to cover any damages resulting from the use of such firearm.
Summary of provisions
Amends the insurance law by adding a new session 2353 in order to require firearm owners to obtain and continuously maintain a policy of liability insurance in an amount not less than one million dollars.
Justification
Injury and death by gun has increasingly become a problem in U.S. and in New York State. In the wake of recent mass shooting incidents in Aurora, Colorado and Newtown, Connecticut; there has been a nationwide attention on gun control and public safety.
According to FBI Crime Report, there were 445 firearm murder in New York in 2011 and 517 firearm. murder in 2010. However, there is little attention on the economic impact these shootings have on the victims and their families.
This legislation establishes and requires gun-owners to obtain and maintain liability insurance policy prior to such ownership. By having this insurance policy in place, innocent victims of gun-related accidents and violence will be compensated for the medical care for their injuries.
In such cases where the gun was stolen, the original owner is typically not liable unless the weapon was stolen through negligence on the part of the owner.
This insurance policy will also serve as an incentive for firearm owners to implement safety measures in order to conduct the activity as safely as possible and only when necessary.
Prior legislative history
2013-14: S3853 - referred to insurance
Fiscal implications
None to the State.
Effective date
This act shall take effect the ninetieth day after it shall have become law, in addition, amendment and/or repeal of any rule or
regulation necessary for the implementation of this act on its effective date is authorized to be made and completed on or before such date.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.