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Sponsors
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History
- Referred to labor
- Committed to rules
- Amended on third reading 4483a
- Advanced to third reading
- 2nd report cal.
- 1st report cal.428
- Referred to labor
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Relates to prohibiting the use of credit history checks in certain cases
In Assembly Committee · Labor · Sponsor Latoya Joyner
Full text
The text isn't available here yet. Check nysenate.gov.
Sponsor's memo
BILL NUMBER:S4483A
Title of bill
An act to amend the labor law, in relation to prohibiting student loan payment history checks in making employment decisions
Purpose
This bill protects individual privacy by providing that an employer's request for student loan payment history for the purposes of employment is an unlawful discriminatory practice
Summary of provisions
Section one amends the labor law by adding a new section 219-d to provide that except in cases mandated by law, it shall be an unlawful discriminatory practice for an employer to request or use for employment purposes information contained in the consumer credit history the payment status of a student loan of an applicant for employment or otherwise discriminate against such applicant with regard to hiring decisions.
Section two defines consumer credit history to mean any information bearing on an individual's credit worthiness, credit standing, or credit capacity, including but not limited to an individual's credit score, credit account and other consumer account balances, and payment history.
Section three provides an exception for employers required by state or federal law or regulations or by a self-regulatory organization, as defined in paragraph twenty-six of subdivision (a) of section three of the securities exchange act of 1934.
Section four sets an immediate effective date
Justification
As tuition costs continue to rise, student loans play an integral role in a student's ability to fund their college and graduate education. Without such mechanisms, students would be unable to obtain an education to succeed in a competitive job market. The fact that students take advantage of student loans should not be used against them. This bill will protect a prospective employee's right to privacy as to the status on their student loan payments. Specifically, this bill provides that an employer's request for the payment status of an applicant's student loan payment is an unlawful discriminatory practice. By prohibiting such practice, applicants will be rewarded based on the education they have received, not the cost they bore to obtain it.
Legislative history
This is a new bill.
Fiscal implications
None.
Effective date
This act shall take effect immediately.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.