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S5064Senate2015-2016 Session

Requires health insurers to accept premium and cost sharing payments from third parties

Sponsor Kemp HannonSD-6+1 co-sponsorAffects Health
Status
In Senate Committee
Health
Impact
Pending
Passage
Pending

Bill progress

Step 2 of 7

In committee · Health

What's happening

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Who cares

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Sponsors

Primary sponsor
Kemp Hannon

Senator · Senate District 6

Chair, Health

History

  1. Referred to health
  2. Committed to rules
  3. Advanced to third reading
  4. 2nd report cal.
  5. 1st report cal.600
  6. Referred to health

Full text

The text isn't available here yet. Check nysenate.gov.

Sponsor's memo

BILL NUMBER:S5064

Title of bill

An act to amend the public health law and the insurance law, in relation to requiring health insurers to accept third party payments for coverage

Purpose

This bill amends the public health and insurance laws in relation to not allowing health insurers to refuse third party premium payments.

Summary of provisions

Section 1 amends section 4406-c of the Public Health Law to ensure that health plans do not reject premium payments and any required cost-sharing from third-parties on behalf of an enrollee.

Sections 2 and 3 make the same amendments to sections of the insurance law.

Section 4 - Effective date.

Justification

Individuals should not lose health care coverage as a result of a failure to pay premiums if there is a viable third party willing and able to provide premium assistance. Health plans should not be able to reject such premium payments and cost-sharing assistance from third parties. If a health plan rejects such payment, the individual's coverage may terminate. A goal of the Affordable Care Act is to reduce the number of uninsured. This bill provides a practical solution that would help patients continue their coverage and receive medically necessary care.

Legislative history

Similar to S7500-A of 2013-2014

Fiscal implications

None.

Effective date

This act shall take effect immediately and shall apply to all policies and contracts issued, renewed, modified, altered or amended on or after January 1, 2016.

Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.