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A2260Assembly2017-2018 Session

Require Gun Liability Insurance

Official title

“Requires owners of firearms to obtain liability insurance”

Sponsor Felix OrtizAD-51+4 co-sponsorsAffects Finance
Status
In Assembly Committee
Insurance
Impact
8/10
Significant
Passage
0%

Bill progress

Step 2 of 7

In committee · Insurance

What's happening

This bill requires all firearm owners in New York to obtain and maintain liability insurance or face revocation of firearm privileges.

Why it matters

  1. Imposes a significant new financial requirement. on gun owners by mandating they purchase at least $250,000 in liability insurance specifically covering negligent firearm use, which could create a barrier to ownership for some individuals.

  2. Holds owners responsible for lost or stolen guns. until the incident is officially reported to law enforcement, increasing personal accountability and potentially incentivizing timely reporting of missing firearms.

  3. Introduces strict penalties for non-compliance. , as failure to maintain insurance would result in immediate loss of all legal rights to own and possess firearms, making insurance a central condition of continued ownership.

  4. Exempts peace officers. from these requirements, meaning the law focuses its impact on civilian firearm owners rather than law enforcement personnel.

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Who cares

  • Firearm owners

    They would have to maintain at least $250,000 in liability insurance covering damages from negligent firearm use or face immediate revocation of their registration, license and other ownership privileges.

  • Liability insurers

    The bill would require firearm owners to obtain policies specifically covering damages from negligent acts involving their firearms.

  • Current firearm owners

    They would have 30 days after the bill’s effective date to obtain the required insurance.

  • Peace officers authorized to carry firearms

    They would be exempt from the insurance requirement.

Headline styles

Require Gun Liability Insurance

Plain English, a few words. Used as the page title.

Sponsors

Primary sponsor
Felix Ortiz

Assembly Member · Assembly District 51

History

  1. Referred to insurance
  2. Referred to insurance

Full text

1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗

STATE OF NEW YORK

2260

2017-2018 Regular Sessions

IN ASSEMBLY

January 17, 2017

Introduced by M. of A. ORTIZ -- read once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to requiring owners of firearms to obtain liability insurance

The People of the State of New York, represented in Senate and Assembly, do enact as follows:

Section 1. The insurance law is amended by adding a new section 2353 to read as follows:

§ 2353. Firearm owners insurance policies. 1. Any person in this state who shall own a firearm shall, prior to such ownership, obtain and continuously maintain a policy of liability insurance in an amount not less than two hundred fifty thousand dollars specifically covering any damages resulting from any negligent acts involving the use of such firearm while it is owned by such person. Failure to maintain such insurance shall result in the immediate revocation of such owner's registration, license and any other privilege to own such firearm.

2. For purposes of this section, a person shall be deemed to be the owner of a firearm if such firearm is lost or stolen until such loss or theft is reported to the police department or sheriff which has jurisdiction in the county, town, city or village in which such owner resides.

3. Any person who owns a firearm on the effective date of this section shall obtain the insurance required by this section within thirty days of such effective date.

4. The provisions of this section shall not apply to any peace officer who is authorized to carry a firearm.

5. The department is hereby authorized and directed to promulgate rules and regulations necessary to carry out the provisions of this section.

§ 2. This act shall take effect on the ninetieth day after it shall have become a law, provided, however, that effective immediately, the addition, amendment and/or repeal of any rule or regulation necessary for the implementation of this act on its effective date is authorized to be made and completed on or before such date.

EXPLANATION--Matter in italics (underscored) is new; matter in brackets

[ ] is old law to be omitted.

LBD07324-02-7

Reflowed for reading: line numbers and page breaks removed. Cite the official text.

Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.