What's happening
This bill prohibits employers in New York from using or requesting credit history information for most employment decisions, with certain exceptions.
Why it matters
Levels the playing field for job seekers with poor or limited credit history. , reducing barriers to employment that disproportionately affect low-income individuals, young people, and those recovering from financial hardship.
Shifts focus in hiring and promotion decisions toward skills and experience. , rather than financial background, which may not be relevant to most job roles.
Includes exceptions for roles where credit checks are required by law or are substantially related to job duties. , balancing privacy and anti-discrimination aims with legitimate business or regulatory needs.
Requires compliance with federal notice and consent rules (Fair Credit Reporting Act) when credit information is used. , ensuring transparency and legal safeguards for employees and applicants.
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Who cares
Headline styles
Ban Credit History Bias
Plain English, a few words. Used as the page title.
Sponsors
12 Co-sponsors
4 Multi-sponsors
History
- Enacting clause stricken
- Referred to consumer affairs and protection
- Referred to consumer affairs and protection
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Ban Credit Checks for Jobs
In Senate Committee · Consumer Protection · Sponsor James Sanders Jr.
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
3288
2017-2018 Regular Sessions
IN ASSEMBLY
January 27, 2017
Introduced by M. of A. SEPULVEDA, RIVERA, SOLAGES, BICHOTTE, MOSLEY, RODRIGUEZ, STECK, COLTON, KEARNS, HOOPER, JAFFEE, BLAKE, JEAN-PIERRE -- Multi-Sponsored by -- M. of A. HYNDMAN, MAGEE, RICHARDSON, SIMON -read once and referred to the Committee on Consumer Affairs and Protection
AN ACT to amend the general business law, in relation to prohibiting an employer from discriminating on the basis of credit history
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. The general business law is amended by adding a new section 380-bb to read as follows:
§ 380-bb. Discrimination on the basis of credit history. Notwithstanding any contrary provision of law, no employer shall use or request information in the credit history of a job applicant or employee in connection with or as a criterion for employment decisions related to hiring, termination, promotion, demotion, discipline, compensation, or the terms, conditions, or privileges of employment unless the employer is mandated by this article or federal law to use individual credit history for employment purposes, or the employer has a bona fide purpose for requesting or using information in the credit history report that is substantially related to the employee's current or potential job and the employer complies with the notice and consent requirements of the Federal Fair Credit Reporting Act.
§ 2. This act shall take effect on the first of January next succeeding the date on which it shall have become a law.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD02187-01-7
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.