What's happening
This bill prohibits insurers from raising premiums or placing insureds in the assigned risk plan solely due to accidents during emergency vehicle use.
Why it matters
Protects first responders and others acting in emergencies. from insurance penalties (like premium hikes or forced entry into the assigned risk pool) when accidents occur during official emergency vehicle use, recognizing the risks inherent in public safety work.
Aims to prevent financial disincentives. for police officers, firefighters, EMTs, and similar personnel who might otherwise hesitate to respond to emergencies out of concern for personal insurance consequences.
Limits insurer discretion. by making it unlawful to base negative insurance actions solely on the fact that an accident happened during emergency response, potentially leading to fairer treatment for those serving the public in crisis situations.
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Who cares
Headline styles
Protect Emergency Responders' Insurance
Plain English, a few words. Used as the page title.
Sponsors
1 Multi-sponsor
History
- Referred to insurance
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Protect First Responders' Insurance
In Senate Committee · Insurance · Sponsor Kenneth P. LaValle
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
5100
2017-2018 Regular Sessions
IN ASSEMBLY
February 6, 2017
Introduced by M. of A. WEPRIN -- Multi-Sponsored by -- M. of A. M. G. MILLER -- read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to placement to the assigned risk plan
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. Section 2335-a of the insurance law, as added by chapter 152 of the laws of 1998, is amended to read as follows:
§ 2335-a. Prohibition [of] against rate increases and placement in an assigned risk plan for persons involved in emergency use of vehicles. No insurer authorized to transact or transacting business in this state, or controlling or controlled by or under common control by or with an insurer authorized to transact or transacting business in this state, which sells a policy providing motor vehicle liability insurance coverage in this state shall increase the policy premium in connection with the insurance permitted or required by this chapter or shall place any insured to the motor vehicle insurance assigned risk plan established pursuant to article fifty-three of this chapter solely because the insured or any other person who customarily operates an automobile covered by the policy has had an accident while operating a motor vehicle in response to an emergency, where the insured was either responding to a call to duty as a paid or volunteer member of any police or fire department or first aid squad; or was performing any other function on behalf of the state, any political subdivision thereof, a public authority, public benefit corporation, or any other governmental agency or instrumentality in a public emergency.
§ 2. This act shall take effect on the ninetieth day after it shall have become a law.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07838-01-7
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.