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A635Assembly2017-2018 SessionSame asS3757

Protect Drivers’ Insurance Renewals

Official title

“Prohibits cancellation, non-renewal or conditioning renewal of automobile insurance when dispute as to pending claim exists”

Sponsor N. Nick PerryAD-58+10 co-sponsorsAffects Finance
Status
Assembly Floor Calendar
Impact
5/10
Moderate
Passage
0%

Bill progress

Step 3 of 7

Floor calendar · Jan 3

What's happening

This bill prohibits auto insurers from canceling, refusing to renew, or changing policies solely because of disputed claims or related complaints.

Why it matters

  1. Protects consumers from retaliation. The bill ensures that auto insurance policyholders cannot be penalized (via cancellation, non-renewal, or reduced coverage) simply because they are disputing a claim or have filed a complaint, making it safer for individuals to challenge insurer decisions without fear of losing coverage.

  2. Encourages fair claims resolution. By removing the threat of policy changes tied to disputed claims, the legislation motivates insurers to resolve disputes on their merits rather than using policy renewal as leverage, potentially leading to a fairer claims process.

  3. Strengthens trust in regulatory oversight. Since complaints pending with the Department of Insurance cannot be used against consumers, the bill reinforces the role of regulatory agencies, giving consumers more confidence to seek official help without risking their insurance status.

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Who cares

Headline styles

Protect Drivers’ Insurance Renewals

Plain English, a few words. Used as the page title.

Sponsors

Primary sponsor
N. Nick Perry

Assembly Member · Assembly District 58

History

  1. Ordered to third reading cal.51
  2. Returned to assembly
  3. Died in senate
  4. Referred to rules
  5. Delivered to senate
  6. Passed assembly
  7. Advanced to third reading cal.6
  8. Reported
  9. Referred to insurance

Companion bill

The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.

S3757Senate

Protect Drivers’ Insurance Renewals

In Senate Committee · Insurance · Sponsor Jesse Hamilton

Impact 5 · Moderate0% to pass

Full text

1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗

STATE OF NEW YORK

635

2017-2018 Regular Sessions

IN ASSEMBLY

January 9, 2017

Introduced by M. of A. PERRY -- Multi-Sponsored by -- M. of A. COLTON, HOOPER, ORTIZ -- read once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to prohibiting an insurer from cancelling or refusing to renew or condition its renewal of automobile insurance policies in certain cases

The People of the State of New York, represented in Senate and Assembly, do enact as follows:

Section 1. Section 3425 of the insurance law is amended by adding a new subsection (t) to read as follows:

(t) No insurer shall cancel or refuse to renew a policy covering a private passenger automobile, or to condition its renewal upon change of limits or elimination of any coverages solely on the basis that a claim filed by the insured with the insurer is in dispute, or that a complaint by the insured against the insurer resulting from the disputed claim is pending with the department.

§ 2. This act shall take effect immediately.

EXPLANATION--Matter in italics (underscored) is new; matter in brackets

[ ] is old law to be omitted.

LBD06342-01-7

Reflowed for reading: line numbers and page breaks removed. Cite the official text.

Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.