What's happening
The bill prohibits insurance companies from asking property owners if tenants receive Section 8 or other housing subsidies.
Why it matters
Reduces Discrimination Risk. By preventing insurers from asking about Section 8 or other subsidy participation, the bill aims to curb indirect discrimination against tenants who use housing assistance—helping ensure these tenants are not penalized through insurance-related decisions.
Protects Landlords’ Insurance Access. The bill makes it illegal for insurers to deny, cancel, or refuse to renew property insurance just because a landlord won’t disclose if they have subsidized tenants, safeguarding landlords from potentially unfair loss of coverage.
Supports Affordable Housing Participation. Property owners may be more willing to rent to Section 8 or subsidized tenants if insurers cannot use this as a factor, potentially making more housing available to low-income renters and supporting broader affordable housing goals.
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Who cares
Headline styles
Ban Insurance Inquiries on Subsidized Tenants
Plain English, a few words. Used as the page title.
Sponsors
No co-sponsors yet.
History
- Referred to insurance
- Referred to insurance
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
637
2017-2018 Regular Sessions
IN ASSEMBLY
January 9, 2017
Introduced by M. of A. M. G. MILLER -- read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting insurance companies from questioning property owners about units occupied by tenants under section eight housing or other subsidized housing programs
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. The insurance law is amended by adding a new section 3429-b to read as follows:
§ 3429-b. Questions for property owners. (a) No insurer shall require any property owner to answer questions, either written or verbally, in regards to whether units are occupied by tenants that receive section eight housing status, pursuant to section eight of the United States housing act of nineteen hundred thirty-seven, or any other subsidized housing programs.
(b) No insurer shall refuse to issue or renew or shall cancel a property owner's insurance policy if the property owner declines to answer any question described under subsection (a) of this section.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03114-01-7
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.