What's happening
This bill prohibits consumer reporting agencies from requesting copies of social security cards but allows them to request social security numbers.
Why it matters
Reduces risk of identity theft. By banning consumer reporting agencies from requesting copies of social security cards, the bill removes a common target for identity thieves, decreasing the chances of sensitive documents being lost, stolen, or mishandled.
Streamlines consumer verification. Allowing agencies to request only the social security number (not the card itself) simplifies the identification process for consumers, potentially making it easier and faster to interact with credit reporting agencies.
Addresses privacy concerns. The legislation limits the amount of personal documentation that consumers must share, responding to privacy fears about unnecessary collection and storage of physical identity documents by private companies.
Aims for regulatory clarity. By explicitly stating what consumer reporting agencies can and cannot ask for, the bill helps clarify legal expectations for both agencies and consumers, reducing ambiguity and potential disputes.
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Who cares
Headline styles
Ban Requests for SSN Cards
Plain English, a few words. Used as the page title.
Sponsors
16 Co-sponsors
History
- Enacting clause stricken
- Referred to consumer affairs and protection
- Referred to consumer affairs and protection
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
8219
2017-2018 Regular Sessions
IN ASSEMBLY
June 2, 2017
Introduced by M. of A. SEPULVEDA -- read once and referred to the Committee on Consumer Affairs and Protection
AN ACT to amend the general business law, in relation to prohibiting consumer reporting agencies from requiring or requesting certain consumer information
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. Paragraph 1 of subdivision (t) of section 380-a of the general business law, as added by chapter 441 of the laws of 2014, is amended to read as follows:
(1) a social security number [or a copy of a social security card issued by the social security administration];
§ 2. Section 380-v of the general business law, as relettered by chapter 441 of the laws of 2014, is relettered section 380-w and a new section 380-v is added to read as follows:
§ 380-v. Limitations on requests for identifying documentation. Consumer reporting agencies shall not require or request a copy of a consumer's social security card. For the purposes of proper identification of a consumer, a consumer reporting agency may request or require such consumer's social security number.
§ 3. This act shall take effect on the ninetieth day after it shall have become a law.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD11764-01-7
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.