What's happening
This bill repeals section 3403 of the insurance law, eliminating requirements for anti-arson applications in New York.
Why it matters
Eliminates a unique anti-arson measure. Section 3403 required property owners in certain high-risk areas to file anti-arson applications to obtain fire insurance, a safeguard designed to deter arson-for-profit schemes. Its repeal removes this extra layer of oversight.
May impact insurance availability and fraud detection. Without the anti-arson application process, insurers and regulators lose a tool that helped identify potentially fraudulent fire insurance claims, possibly affecting how insurance risk is assessed and managed in urban areas.
Streamlines insurance procedures for property owners. The repeal could make it easier and faster for property owners to purchase or renew fire insurance, reducing paperwork and administrative hurdles, especially in areas previously subject to these requirements.
Shifts responsibility for arson prevention. The burden of detecting and preventing arson-related fraud may shift more heavily to insurers’ investigative practices and local law enforcement, potentially requiring new approaches to risk management and fraud prevention.
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Who cares
Headline styles
End Anti-Arson Applications
Plain English, a few words. Used as the page title.
Sponsors
14 Co-sponsors
2 Multi-sponsors
History
- Referred to rules
- Delivered to senate
- Passed assembly
- Ordered to third reading cal.57
- Returned to assembly
- Died in senate
- Referred to insurance
- Delivered to senate
- Passed assembly
- Advanced to third reading cal.380
- Reported
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
End Anti-Arson Applications
In Senate Committee · Insurance · Sponsor James Sanders Jr.
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
1167
2019-2020 Regular Sessions
IN ASSEMBLY
January 14, 2019
Introduced by M. of A. D. ROSENTHAL, D'URSO -- read once and referred to the Committee on Insurance
AN ACT to repeal certain provisions of the insurance law relating to anti-arson applications
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. Section 3403 of the insurance law is REPEALED.
§ 2. The superintendent of financial services shall repeal all rules and regulations which implement the provisions of section 3403 of the insurance law.
§ 3. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD01078-01-9
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.