What's happening
This bill prohibits insurance companies in New York from denying or limiting coverage based on an individual's use of HIV prevention medications PrEP or PEP.
Why it matters
Ensures people who use PrEP or PEP for HIV prevention cannot be penalized by insurers. this means they can't be charged higher premiums, denied coverage, or have their policies canceled just because they take these medications.
Prevents insurers from labeling PrEP or PEP use as a “preexisting condition”. this closes a loophole that could have left people vulnerable to losing coverage or facing reduced benefits due to proactive health choices.
Promotes public health by removing barriers to HIV prevention. by protecting access to insurance for those using PrEP or PEP, the bill encourages more people to use these effective prevention tools, which could help reduce new HIV infections in New York.
Addresses discrimination and stigma in healthcare and insurance. ensuring that individuals are not treated unfairly because of their HIV prevention choices helps fight broader societal stigma associated with HIV and its prevention.
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Who cares
Headline styles
Stop Insurance PrEP Discrimination
Plain English, a few words. Used as the page title.
Sponsors
17 Co-sponsors
1 Multi-sponsor
History
- Referred to insurance
- Referred to insurance
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
22
2019-2020 Regular Sessions
IN ASSEMBLY (Prefiled)
January 9, 2019
Introduced by M. of A. L. ROSENTHAL, AUBRY, DINOWITZ, GOTTFRIED, ENGLE- BRIGHT, ORTIZ, ARROYO, LAVINE, JEAN-PIERRE, MAGNARELLI, D'URSO, SIMON, RIVERA, MOSLEY, WILLIAMS, COOK, DAVILA, GLICK -- Multi-Sponsored by -- M. of A. LENTOL -- read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting insurance companies from denying coverage for individuals that have taken or are currently taking pre-exposure prophylaxis or post-exposure prophylaxis
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. The insurance law is amended by adding a new section 2617 to read as follows:
§ 2617. Discrimination based on previous or current use of pre-exposure prophylaxis and post-exposure prophylaxis. (a) No individual, insurer or entity shall solely because a person has used or is currently using pre-exposure prophylaxis for the prevention of HIV or post-exposure prophylaxis to prevent HIV infection:
(1) refuse to issue or renew, deny or cancel any insurance policy or contract;
(2) demand or require a greater premium or payment from any person;
(3) designate use of pre-exposure prophylaxis for the prevention of HIV or post-exposure prophylaxis to prevent HIV infection as a preexisting condition, for which coverage will be denied or reduced;
(4) fix any lower rate or discriminate in the fees or commission of agents or brokers for writing or renewing such a policy.
(b) The fact that a person is or has used pre-exposure prophylaxis for the prevention of HIV and post-exposure prophylaxis to prevent HIV infection is not a permitted underwriting criterion.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD01863-01-9
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.