What's happening
This bill directs the Department of Financial Services to study and report on expanding health insurance subsidies and coverage for uninsured New Yorkers.
Why it matters
Directs a comprehensive study of why New Yorkers remain uninsured, including barriers like immigration status and affordability, which could highlight previously under-addressed gaps in the state’s health insurance system.
Requires evaluation of new and expanded subsidy options—including for immigrants and those currently ineligible for federal tax credits—potentially paving the way for more inclusive and equitable health coverage policies.
Mandates consideration of a state-level insurance mandate and supplemental tax credits, which could make coverage more affordable and reduce the number of uninsured, especially if federal supports are insufficient or unavailable.
Results in a formal report with data and legislative recommendations, meaning the findings could directly shape future state laws or programs aimed at expanding health coverage and addressing systemic inequities.
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Who cares
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Study Health Marketplace Coverage
Plain English, a few words. Used as the page title.
Sponsors
No co-sponsors yet.
History
- Referred to insurance
- Referred to insurance
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Study Health Marketplace Coverage
In Senate Committee · Insurance · Sponsor Brian Benjamin
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
8162
2019-2020 Regular Sessions
IN ASSEMBLY
June 4, 2019
Introduced by M. of A. L. ROSENTHAL -- read once and referred to the Committee on Insurance
AN ACT to direct the department of financial services to study health insurance coverage through the Marketplace
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. 1. The department of financial services is hereby authorized and directed to study the feasibility and impact of increasing the subsidy provided to individuals who purchase health care coverage through the Marketplace. For purposes of this section the term "Marketplace" shall have the same meaning as defined in section 268-a of the public health law.
2. Such study shall include, but shall not be limited to:
(a) collecting data on how many people are currently uninsured in New York state and the reasons for their being uninsured including, but not limited to, those eligible for public assistance programs, those ineligible to purchase insurance because of their immigration status, and those who choose to go uninsured because of financial reasons; and
(b) the feasibility of creating programs, subsidies, and/or tax credits to help expand health insurance coverage in New York state to uninsured individuals including, but not limited to, the costs and effectiveness of instituting such new programs, subsidies, and/or tax credits. Such new programs shall include but shall not be limited to: (i) an individual state-level insurance mandate; (ii) a state supplemental premium tax credit to supplement the current federal tax credit; and (iii) a state premium tax credit for those not eligible to access the federal tax credit because of their immigration status or income.
3. No later than eighteen months after the effective date of this act, the department of financial services shall report to the legislature and the governor on the findings of the study conducted pursuant to section one of this act and any legislative recommendations deemed to be necessary.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD11930-01-9
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.