 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          3052
 
                               2025-2026 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 23, 2025
                                       ___________
 
        Introduced  by  M.  of  A.  ROSENTHAL  --  read once and referred to the
          Committee on Insurance
 
        AN ACT to amend the insurance law, in relation to limiting or  excluding
          pre-existing conditions in animal insurance policies
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. The insurance law is amended by adding a new  section  3463
     2  to read as follows:
     3    §  3463. Pre-existing conditions in animal insurance policies.  Animal
     4  insurance policies shall not contain any exclusion  or  limitation  with
     5  respect to pre-existing conditions of any animal.
     6    §  2.  This act shall take effect immediately, provided, however, that
     7  this act shall apply to insurance contracts  issued  or  renewed  on  or
     8  after  such  effective date, and shall apply at the next required policy
     9  period, commencing on or after such  date,  to  any  insurance  contract
    10  written prior to the effective date of this act.
 
 
 
 
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD06351-01-5
Relates to animal insurance policies

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