What's happening
This bill, known as "Alice's Law," creates two new felonies for intentionally staging motor vehicle accidents to commit insurance fraud, with harsher penalties if serious injury or death occurs.
Why it matters
Targets intentional insurance fraud. By criminalizing the act of deliberately causing car accidents to commit insurance fraud, the bill aims to deter a costly and dangerous form of white-collar crime that can drive up insurance premiums for all drivers.
Creates harsher penalties for resulting harm. The distinction between “second degree” (any staged crash) and “first degree” (if someone not involved is seriously injured or killed) recognizes the heightened risk to innocent people and imposes stricter consequences accordingly.
Addresses public safety risks. Staged crashes not only defraud insurance companies but also put bystanders, emergency responders, and unsuspecting motorists at risk, making this legislation relevant for broader community safety beyond financial concerns.
May aid law enforcement and prosecution. By defining these acts as specific felonies, the law gives police and prosecutors clearer tools to charge and convict offenders, potentially improving deterrence and conviction rates in these complex fraud cases.
Albany, before your first meeting.
Every bill that moved yesterday, summarized in a sentence and ranked by impact. The Albany Scorecard follows on Sundays.
Free. Unsubscribe in one click. Want alerts on specific bills? Create an account.
Who cares
Auto insurers
The bill would make intentionally causing a motor vehicle collision to further insurance fraud a class E felony.
Drivers and passengers
Staged crashes that cause serious physical injury or death to someone not participating in the offense would carry a higher, class D felony charge.
Prosecutors and law enforcement
The bill would create two specific offenses for staging motor vehicle accidents, distinguished by whether a nonparticipant suffers serious physical injury or death.
Headline styles
Criminalize Staged Car Crashes
Plain English, a few words. Used as the page title.
Sponsors
3 Co-sponsors
26 Multi-sponsors
- Peter Abbate
- Thomas Abinanti
- Carmen E. Arroyo
- William A. Barclay
- William Colton
- Vivian Cook
- Clifford Crouch
- Jeffrey Dinowitz
- Gary Finch
- Sandy Galef
- Joseph Giglio
- Andrew Goodell
- Aileen Gunther
- Stephen Hawley
- Kieran Michael Lalor
- Charles Lavine
- Nicole Malliotakis
- David McDonough
- Michael Montesano
- Catherine Nolan
- Philip Palmesano
- N. Nick Perry
- Andrew Raia
- Jose Rivera
- Michaelle C. Solages
- Michele Titus
History
- Signed chap.151
- Delivered to governor
- Returned to assembly
- Passed senateVote 62–0
- 3rd reading cal.805
- Substituted for S2508
- Referred to codes
- Delivered to senate
- Passed assembly
- Advanced to third reading cal.241
- Reported
- Referred to codes
Companion bill
The same bill in the other chamber. A bill becomes law when one version passes both houses and the governor signs it, so either number can carry it.
Outlaw Fake Car Crashes
Senate Floor Calendar · Sponsor Anna Kaplan
Full text
1 pageUnderlined is new[Struck] is removedOfficial text on nysenate.gov ↗
STATE OF NEW YORK
3985
2019-2020 Regular Sessions
IN ASSEMBLY
January 31, 2019
Introduced by M. of A. WEPRIN, MOSLEY, OTIS, BUCHWALD -- Multi-Sponsored by -- M. of A. ABBATE, ABINANTI, ARROYO, BARCLAY, COLTON, COOK, CROUCH, DINOWITZ, FINCH, GALEF, GIGLIO, GOODELL, GUNTHER, HAWLEY, LALOR, LAVINE, MALLIOTAKIS, McDONOUGH, MONTESANO, NOLAN, PALMESANO, PERRY, RAIA, RIVERA, SOLAGES, TITUS -- read once and referred to the Committee on Codes
AN ACT to amend the penal law, in relation to staging a motor vehicle accident
The People of the State of New York, represented in Senate and Assembly, do enact as follows:
Section 1. This act shall be known and may be cited as "Alice's Law".
§ 2. The penal law is amended by adding two new sections 176.75 and 176.80 to read as follows: § 176.75 Staging a motor vehicle accident in the second degree.
A person is guilty of staging a motor vehicle accident in the second degree when, with intent to commit and in furtherance of a fraudulent insurance act, he or she operates a motor vehicle and intentionally causes a collision involving a motor vehicle.
Staging a motor vehicle accident in the second degree is a class E felony. § 176.80 Staging a motor vehicle accident in the first degree.
A person is guilty of staging a motor vehicle accident in the first degree when he or she commits the offense of staging a motor vehicle accident in the second degree and thereby causes serious physical injury or death to another person, other than a participant in such offense.
Staging a motor vehicle accident in the first degree is a class D felony.
§ 3. This act shall take effect on the first of November next succeeding the date on which it shall have become a law.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07501-01-9
Reflowed for reading: line numbers and page breaks removed. Cite the official text.
Summaries, headlines and scores are AI-generated from the official bill text. How we score bills. Source: NYS Open Legislation.