STATE OF NEW YORK ________________________________________________________________________ 6715 2021-2022 Regular Sessions IN SENATE May 12, 2021 ___________ Introduced by Sen. BRESLIN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, the general business law, the tax law and the vehicle and traffic law, in relation to enacting the peer-to- peer car sharing program act The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Short title. This act shall be known and may be cited as 2 the "peer-to-peer car sharing program act". 3 § 2. The insurance law is amended by adding four new sections 3458, 4 3459, 3460 and 3461 to read as follows: 5 § 3458. Group insurance for peer-to-peer car sharing programs. (a) 6 For the purposes of this section and sections three thousand four 7 hundred fifty-nine, three thousand four hundred sixty and three thousand 8 four hundred sixty-one of this article, the following definitions shall 9 apply: 10 (1) "Peer-to-peer car sharing" shall have the same meaning as set 11 forth in article forty of the general business law. 12 (2) "Peer-to-peer car sharing program" or "program" shall have the 13 same meaning as set forth in article forty of the general business law. 14 (3) "Peer-to-peer car sharing program agreement" or "agreement" shall 15 have the same meaning as set forth in article forty of the general busi- 16 ness law. 17 (4) "Shared vehicle" shall have the same meaning as set forth in arti- 18 cle forty of the general business law. 19 (5) "Shared vehicle driver" shall have the same meaning as set forth 20 in article forty of the general business law. 21 (6) "Shared vehicle owner" shall have the same meaning as set forth in 22 article forty of the general business law. 23 (7) "Peer-to-peer car sharing delivery period" shall have the same 24 meaning as set forth in article forty of the general business law. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03055-09-1

S. 6715 2 1 (8) "Peer-to-peer car sharing start time" shall have the same meaning 2 as set forth in article forty of the general business law. 3 (9) "Peer-to-peer car sharing period" or "car sharing period" shall 4 have the same meaning as set forth in article forty of the general busi- 5 ness law. 6 (10) "Peer-to-peer car sharing termination time" shall have the same 7 meaning as set forth in article forty of the general business law. 8 (11) "Group policy" means an insurance policy that provides insurance 9 to a peer-to-peer car sharing program in accordance with the require- 10 ments of section nine hundred two of the general business law. 11 (12) "Motor vehicle" shall have the same meaning as set forth in arti- 12 cle forty of the general business law. 13 (b) An insurer who is authorized or eligible to do business in the 14 state may issue, or issue for delivery in this state, a group policy of 15 liability and property and casualty insurance to a peer-to-peer car 16 sharing program to insure such peer-to-peer car sharing program, shared 17 vehicles under the terms and conditions of peer-to-peer car sharing 18 program agreements, shared vehicle drivers, and occupants of shared 19 vehicles, as well as the program's agents, employees, directors, offi- 20 cers and assigns, as long as the following requirements are met: 21 (1) such policy shall be primary with respect to any other insurance 22 available to the shared vehicle owner, shared vehicle driver, or any 23 other operator of the shared vehicle in the circumstances described in 24 subdivision two of section nine hundred three of the general business 25 law; 26 (2) such policy shall provide coverage in accordance with the require- 27 ments of subdivision two of section nine hundred two of the general 28 business law. 29 (c) An insurer which issues an insurance policy described in 30 subsection (b) of this section shall issue such policy identifying the 31 peer-to-peer car sharing program as the named insured, and any such 32 policy shall include a provision that provides coverage, without prior 33 notice to the insurer, for all shared vehicles during the peer-to-peer 34 car sharing period. Such policy shall further include a provision that 35 the shared vehicle drivers and occupants are included as insureds under 36 the policy to the same extent that they would be insured under a private 37 passenger motor vehicle policy issued pursuant to section three thousand 38 four hundred twenty-five of this article and section three hundred elev- 39 en of the vehicle and traffic law. 40 (d) A group policy as provided for in subsections (b) and (c) of this 41 section shall only be issued in accordance with the provisions of this 42 section and section three thousand four hundred sixty-one of this arti- 43 cle. 44 (e) An insurer which is authorized or eligible to do business in the 45 state may issue a group policy of physical damage insurance to a peer- 46 to-peer car sharing program to insure against loss due to physical 47 damage to shared vehicles while the shared vehicles are in the custody 48 of such peer-to-peer car sharing program shared vehicle driver. Except 49 when the peer-to-peer car sharing program has contractually agreed to 50 assume the risk of loss due to physical damage to the shared vehicle, 51 such group policy shall provide primary coverage for physical damage 52 loss either by collision coverage, comprehensive coverage, or both, to 53 the shared vehicle while it shall be in the custody of the peer-to-peer 54 car sharing program shared vehicle driver. 55 (f) An insurer which issues a group insurance policy described in this 56 section shall issue such policy identifying the peer-to-peer car sharing

S. 6715 3 1 program as the named insured, and any such policy shall include a 2 provision that provides primary coverage, without prior notice to the 3 insurer, for all shared vehicles during the peer-to-peer car sharing 4 period. Except when the peer-to-peer car sharing program has contractu- 5 ally agreed to assume the risk of loss due to physical damage to the 6 shared vehicle, such policy shall also include a provision that claims 7 shall be adjusted pursuant to section three thousand four hundred twelve 8 of this article, and, except when the peer-to-peer car sharing program 9 has contractually agreed to assume the risk of loss due to physical 10 damage to the shared vehicle, it shall further include physical damage 11 coverage for damage or loss to the shared vehicle that shall have been 12 incurred during the peer-to-peer car sharing period at a level no less 13 than that of the amount of third party physical damage coverage. 14 (g) A group policy, as provided for in subsection (e) of this section, 15 shall only be issued in accordance with the provisions of this section. 16 (h) Coverage under a group policy, as provided for in this section, 17 shall not be dependent on a personal motor vehicle liability insurer 18 first denying a claim, nor shall a personal motor vehicle insurance 19 policy be required to first deny a claim before the group policy shall 20 afford coverage pursuant to this section. 21 (i) Group coverage provided for in this section may be placed with an 22 excess line broker pursuant to section two thousand one hundred eighteen 23 of this chapter. 24 § 3459. Car share exclusions for personal motor vehicle liability 25 insurance policies. (a) The definitions set forth in section three thou- 26 sand four hundred fifty-seven of this article shall apply to this 27 section. 28 (b) Notwithstanding any other provision of law to the contrary, the 29 shared vehicle owner's personal motor vehicle insurer may exclude any 30 and all coverage afforded under the policy issued to the shared vehicle 31 owner for any loss or injury that occurs during the car sharing period 32 including: 33 (1) liability coverage for bodily injury and property damage; 34 (2) coverage provided pursuant to article fifty-one of this chapter; 35 (3) uninsured motorist coverage; 36 (4) supplementary uninsured/underinsured motorist coverage; and 37 (5) motor vehicle physical damage coverage as described in paragraph 38 nineteen of subsection (a) of section one thousand one hundred thirteen 39 of this chapter. 40 (c) The shared vehicle owner's personal motor vehicle insurer shall 41 notify the shared vehicle owner that there is no duty to defend or 42 indemnify any person or organization for the liability for any loss that 43 shall occur during the peer-to-peer car sharing period. 44 (d) Nothing in this article shall invalidate or limit an exclusion 45 contained in a motor vehicle liability insurance policy, including any 46 insurance policy in use or approved for use that shall exclude coverage 47 for motor vehicles made available for rent, sharing, hire or any busi- 48 ness use. 49 § 3460. Prohibition against cancellation of policy when motor vehicle 50 is used or operated through a peer-to-peer car sharing program. (a) An 51 insurer shall not cancel an existing motor vehicle insurance policy 52 solely on the basis that the motor vehicle covered by the insurance 53 policy has been made available pursuant to a peer-to-peer car sharing 54 program unless otherwise authorized under section three thousand four 55 hundred twenty-five of this article.

S. 6715 4 1 (b) The definitions set forth in section three thousand four hundred 2 fifty-eight of this article shall apply to this section. 3 § 3461. Notice of claim. (a) For purposes of article fifty-one of this 4 chapter, 11 NYCRR Part 65 and general liability claims, notice of claim 5 to the shared vehicle owner, shared vehicle driver, peer-to-peer car 6 sharing program or any insurer of the shared vehicle owner, shared vehi- 7 cle driver, or peer-to-peer car sharing program shall be deemed notice 8 to all appropriate parties and insurers. 9 (b) Any shared vehicle owner, shared vehicle driver, peer-to-peer car 10 sharing program or any insurer of the shared vehicle owner, shared vehi- 11 cle driver, or peer-to-peer car sharing program receiving such notice 12 shall provide such notice to all appropriate parties. 13 § 3. The general business law is amended by adding a new article 40 to 14 read as follows: 15 ARTICLE 40 16 PEER-TO-PEER CAR SHARING PROGRAMS 17 Section 900. Definitions. 18 901. Licensing. 19 902. Requirements for doing business. 20 903. Program liability. 21 904. Lien implications; notification. 22 905. Insurable interest. 23 906. Disclosures. 24 907. Driver's license verification; data retention. 25 908. Data privacy protections. 26 909. Responsibility for equipment. 27 910. Safety recalls. 28 911. Discrimination based on age prohibited. 29 912. Discrimination on the basis of credit card ownership 30 prohibited. 31 913. Discrimination in peer-to-peer car sharing prohibited. 32 914. Optional vehicle protection; requirements. 33 915. Geographical discrimination prohibited. 34 916. Global positioning systems. 35 917. Notice. 36 918. Electronic notice authorized. 37 919. Airport transactions. 38 920. Enforcement. 39 § 900. Definitions. As used in this article, the following terms shall 40 have the following meanings: 41 1. "Peer-to-peer car sharing" shall mean the authorized use of a 42 shared vehicle by an individual other than the vehicle's owner through a 43 peer-to-peer car sharing program. 44 2. "Peer-to-peer car sharing program" or "program" shall mean the 45 corporation, partnership, firm, institution, sole proprietorship or 46 other entity or person that is responsible for operating, facilitating 47 or administering the means, digital or otherwise, by which a business 48 platform facilitates peer-to-peer car sharing for financial consider- 49 ation. Such programs shall not include non-profit or charitable organ- 50 izations that facilitate peer-to-peer car sharing in exchange for 51 payment of a fee or for financial consideration. 52 3. "Peer-to-peer car sharing program agreement" or "agreement" shall 53 mean the terms and conditions that govern the use of a shared vehicle 54 through a peer-to-peer car sharing program. 55 4. "Shared vehicle" means a motor vehicle that is available for shar- 56 ing through a peer-to-peer car sharing program that is both:

S. 6715 5 1 (a) used nonexclusively for peer-to-peer car sharing activity pursuant 2 to a peer-to-peer car sharing program agreement; and 3 (b) not otherwise made available by the shared vehicle owner for use 4 as a rental vehicle as defined in section one hundred thirty-seven-a of 5 the vehicle and traffic law. 6 5. "Shared vehicle driver" shall mean a driver, as such term is 7 defined by section one hundred thirteen of the vehicle and traffic law, 8 of a shared vehicle during the sharing period who has been authorized to 9 use such shared vehicle pursuant to a peer-to-peer car sharing program 10 agreement. 11 6. "Shared vehicle owner" shall mean a registered owner of a shared 12 vehicle made available for use by shared vehicle drivers through a peer- 13 to-peer car sharing program. 14 7. "Peer-to-peer car sharing delivery period" shall mean the period of 15 time during which a shared vehicle is being delivered to the location of 16 the peer-to-peer car sharing start time, if applicable, as documented by 17 the governing peer-to-peer car sharing program agreement. 18 8. "Peer-to-peer car sharing start time" shall mean the time when the 19 shared vehicle becomes subject to the control of the shared vehicle 20 driver at, or after, the time the peer-to-peer car sharing period is 21 scheduled to begin as documented in the records of a peer-to-peer car 22 sharing program. 23 9. "Peer-to-peer car sharing period" or "car sharing period" shall 24 mean the period of time that shall commence with the peer-to-peer car 25 sharing delivery period or, if there is no peer-to-peer car sharing 26 delivery period, the period of time that shall commence with the peer- 27 to-peer car sharing start time and, in either case, shall end at the 28 peer-to-peer car sharing termination time. 29 10. "Peer-to-peer car sharing termination time" shall mean the earli- 30 est of the following events: 31 (a) the expiration of the agreed upon period of time established for 32 the use of a shared vehicle according to the terms of the car sharing 33 program agreement if the shared vehicle is delivered to the location 34 agreed upon in the peer-to-peer car sharing program agreement; 35 (b) returned to a location as alternatively agreed upon by the shared 36 vehicle owner and shared vehicle driver as communicated through a peer- 37 to-peer car sharing program; or 38 (c) when the shared vehicle owner or the shared vehicle owner's 39 authorized designee takes possession and control of the shared vehicle. 40 11. "Group policy" means an insurance policy issued pursuant to 41 section three thousand four hundred fifty-eight of the insurance law. 42 12. "Motor vehicle" shall: 43 (a) have the meaning set forth in section one hundred twenty-five of 44 the vehicle and traffic law; and 45 (b) have a gross weight rating of ten thousand pounds or less. 46 13. "Optional vehicle protection" shall: 47 (a) mean a peer-to-peer car sharing program's agreement to contractu- 48 ally assume liability or risk of loss due to physical damage for all or 49 part of any damage or loss to the shared vehicle, any loss of use of the 50 shared vehicle, or any storage, impound, towing or administrative charg- 51 es for which a shared vehicle driver, or shared vehicle owner may be 52 liable. 53 (b) encompass within its meaning other similar terms that may be used 54 in the vehicle renting or sharing industry such as, but not limited to, 55 "collision damage waiver", "CDW", "damage waiver", "loss damage waiver", 56 "LDW", and "physical damage waiver".

S. 6715 6 1 § 901. Licensing. A peer-to-peer car sharing program may not operate 2 within the state without first having obtained a license issued by the 3 department of financial services in a form and manner and with applica- 4 ble fees as provided for by regulations promulgated by the superinten- 5 dent of financial services. As a condition of obtaining a license, a 6 peer-to-peer car sharing program shall be required to submit to the 7 department of financial services proof of a group policy issued pursuant 8 to section three thousand four hundred fifty-eight of the insurance law. 9 § 902. Requirements for doing business. 1. No shared vehicle shall be 10 classified as a commercial vehicle, for-hire vehicle, transportation 11 network company or TNC vehicle as defined in article forty-four-B of the 12 vehicle and traffic law, taxi-cab, rental vehicle as defined in section 13 one hundred thirty-seven-a of the vehicle and traffic law, or livery 14 vehicle solely because the shared vehicle owner allows such vehicle to 15 be used for peer-to-peer car sharing, or as such for the duration of the 16 car sharing period, provided that: (a) the peer-to-peer car sharing is 17 compliant with a peer-to-peer car sharing program as provided in this 18 article; (b) if the car sharing program does not prohibit shared vehicle 19 drivers from using shared vehicles for commercial uses, the insurance 20 maintained by the car sharing program does not exclude coverage for such 21 commercial uses; and (c) the car sharing program does not knowingly 22 place the shared vehicle into use as a commercial vehicle or as a vehi- 23 cle for-hire or as a transportation network company vehicle by a shared 24 vehicle driver while engaged in peer-to-peer car sharing, unless the 25 shared vehicle driver or owner, as applicable, is in compliance with 26 other laws applied to the commercial use or to use as a vehicle for-hire 27 or as a transportation network company vehicle. 28 2. A peer-to-peer car sharing program, during each peer-to-peer car 29 sharing period for each shared vehicle that it facilitates the use of, 30 shall maintain insurance that provides financial responsibility coverage 31 as follows: 32 (a) provide insurance coverage that satisfies the financial responsi- 33 bility requirements set forth in section three thousand four hundred 34 twenty of the insurance law, article fifty-one of the insurance law and 35 such other requirements, rules or regulations that may apply for the 36 purposes of satisfying the financial responsibility requirements with 37 respect to the use or operation of a motor vehicle; 38 (b) maintain additional insurance against loss from the liability 39 imposed by law for damages during the car sharing period, including 40 damages for care and loss of services, because of bodily injury to or 41 death of any person and injury to or destruction of property arising out 42 of the ownership, maintenance, use or operation of a specific personal 43 vehicle or vehicles within the state, or elsewhere in the United States 44 or Canada, subject to a limit, exclusive of interest and costs, with 45 respect to each such occurrence, of at least one million two hundred 46 fifty thousand dollars because of bodily injury to or death of any 47 person, and injury to or destruction of property; and 48 (c) provide coverage in accordance with subsection (f) of section 49 three thousand four hundred twenty of the insurance law, providing 50 supplementary uninsured/underinsured motorist insurance for bodily inju- 51 ry, subject to a limit per occurrence in the amount of one million two 52 hundred fifty thousand dollars because of bodily injury or death of any 53 person. 54 (d) the insurance required under this subdivision need not be cotermi- 55 nous with the registration period of the shared vehicle insured.

S. 6715 7 1 (e) For purposes of article fifty-one of the insurance law, 11 NYCRR 2 Part 65 and general liability claims, notice to the shared vehicle 3 owner, shared vehicle driver, peer-to-peer car sharing program or any 4 insurer of the shared vehicle owner, shared vehicle driver, or peer-to- 5 peer car sharing program of any claim shall be deemed notice to all 6 appropriate parties and insurers. Any shared vehicle owner, shared vehi- 7 cle driver, peer-to-peer car sharing program or any insurer of the 8 shared vehicle owner, shared vehicle driver, or peer-to-peer car sharing 9 program receiving such notice shall provide such notice to all appropri- 10 ate parties. 11 3. The insurance requirements provided in subdivision two of this 12 section may be satisfied by insurance provided through a group policy 13 maintained by the peer-to-peer car sharing program on the shared vehi- 14 cle, shared vehicle owner, and shared vehicle driver pursuant to this 15 article. Provided that the peer-to-peer car sharing program's group 16 liability insurance policy shall be primary during each car sharing 17 period, pursuant to section nine hundred three of this chapter, nothing 18 shall be deemed to preclude an insurer from providing excess or umbrella 19 coverage for the shared vehicle owner or shared vehicle driver if such 20 shared vehicle owner or shared vehicle driver chooses to do so by 21 contract or endorsement. 22 4. A peer-to-peer car sharing program shall, during each peer-to-peer 23 car sharing period for each shared vehicle that it facilitates the use 24 of, perform the following: 25 (a) provide shared vehicle owners with proof of insurance coverage 26 satisfying subdivision two of this section and such shared vehicle owner 27 or shared vehicle driver shall carry such proof of coverage with him or 28 her at all times during his or her operation of a shared vehicle during 29 a peer-to-peer car sharing period. Such proof of coverage shall be in 30 such form as the commissioner of motor vehicles shall prescribe, which 31 may be in the form of an insurance identification card as defined in 32 section three hundred eleven of the vehicle and traffic law. Any insur- 33 ance identification card issued pursuant to the provisions of this arti- 34 cle shall be in addition to the insurance identification card required 35 pursuant to article six of the vehicle and traffic law, and nothing 36 contained in this article shall be deemed to supersede the provisions of 37 article six of the vehicle and traffic law. Whenever the production of 38 an insurance identification card is required by law, a shared vehicle 39 owner or shared vehicle driver shall: (i) produce the insurance iden- 40 tification card pursuant to article six of the vehicle and traffic law; 41 and (ii) if such shared vehicle owner or shared vehicle driver was oper- 42 ating such vehicle during a peer-to-peer car sharing period, such shared 43 vehicle owner or shared vehicle driver shall also produce the insurance 44 identification card required pursuant to this article. A shared vehicle 45 owner or shared vehicle driver who, while operating a shared vehicle 46 during a peer-to-peer car sharing period, has in effect the insurance 47 required pursuant to this article, shall not be deemed to be in 48 violation of insurance requirements under article six of the vehicle and 49 traffic law during such time as he or she was operating such vehicle 50 during such period. 51 (b) provide the following for each shared vehicle driver, for each 52 peer-to-peer car sharing period: 53 (i) an insurance identification card as defined in subdivision ten of 54 section three hundred eleven of the vehicle and traffic law, or other 55 documentation, whether printed or electronic, which the shared vehicle 56 driver shall carry and have available in the vehicle at all times during

S. 6715 8 1 the peer-to-peer car sharing period and clearly demonstrates that the 2 security insurance referred to in subdivision two of this section is in 3 full force and effect; and 4 (ii) a toll-free number, electronic mail, or other such form of commu- 5 nication by which a law enforcement police officer, representative of 6 the department of motor vehicles, or other officer of this state or any 7 political subdivision thereof with relevant job responsibilities may 8 confirm that the insurance provided for in subdivision two of this 9 section is in full force and effect. 10 (c) collect, maintain, and make available to the shared vehicle owner, 11 the shared vehicle owner's primary motor vehicle liability insurer in 12 connection with a claimed loss, the shared vehicle driver's primary 13 motor vehicle liability insurer in connection with a claimed loss, any 14 excess or umbrella insurers in connection with a claimed loss, third 15 parties directly involved in motor vehicle incidents with a shared vehi- 16 cle in connection with a claimed loss, and any government agency as 17 required by law, within ten business days of a request, or as reasonably 18 practicable thereafter the following information pertaining to incidents 19 which occurred during the peer-to-peer car sharing period: 20 (i) available records of the peer-to-peer car sharing period for each 21 shared vehicle involved, and to the extent available, verifiable elec- 22 tronic records of the time, initial and final locations of the vehicle, 23 and, to the extent mileage is collected, miles driven; 24 (ii) in instances where an insurance claim has been filed with a group 25 insurer, all information relevant to the claim, to the extent such 26 information is available, including but not limited to, payments by the 27 program concerning accidents, damages and injuries; and 28 (iii) For purposes of article fifty-one of the insurance law, 11 NYCRR 29 Part 65 and general liability claims, notice to the shared vehicle 30 owner, shared vehicle driver, peer-to-peer car sharing program or any 31 insurer of the shared vehicle owner, shared vehicle driver, or peer-to- 32 peer car sharing program of any claim shall be deemed notice to all 33 appropriate parties and insurers. Any shared vehicle owner, shared vehi- 34 cle driver, peer-to-peer car sharing program or any insurer of the 35 shared vehicle owner, shared vehicle driver, or peer-to-peer car sharing 36 program receiving such notice shall provide such notice to all appropri- 37 ate parties. 38 (d) ensure that the shared vehicle owner and shared vehicle driver are 39 given reasonable notice prior to the first use or operation of a shared 40 vehicle pursuant to a peer-to-peer car sharing program agreement that: 41 (i) during the peer-to-peer car sharing period, the shared vehicle 42 owner's personal motor vehicle liability insurer may exclude any and all 43 coverage afforded under its policy, provided the shared vehicle owner's 44 insurer notified its insured that it shall have no duty to indemnify or 45 defend any person or organization for liability for any loss that occurs 46 during the peer-to-peer car sharing period; and 47 (ii) any insurance or physical damage protection offered pursuant to 48 paragraph (b) of subdivision two of this section or subsection (e) of 49 section three thousand four hundred fifty-eight of the insurance law, 50 shall not be valid or collectible for damages or losses that occur 51 outside of the peer-to-peer car sharing period. 52 (e) ensure that the shared vehicle owner acknowledges upon or before 53 enrollment in a peer-to-peer car sharing program, and is notified in 54 plain conspicuous language before each car sharing period, that state 55 law may impose liability for injuries to person or property resulting 56 from the negligence in the use or operation of the shared vehicle by

S. 6715 9 1 shared vehicle drivers for judgments exceeding the coverage limits of 2 insurance in effect during the car sharing period. The subsequent notice 3 required under this subsection may be provided electronically, including 4 by electronic mail and hyperlink to a website explaining insurance 5 coverages and vicarious liability or other substantially similar means 6 of notice. 7 5. At the time a vehicle is enrolled in the peer-to-peer car sharing 8 program, the peer-to-peer car sharing platform shall file with the 9 commissioner of motor vehicles, in such form and manner as such commis- 10 sioner may require, a statement identifying the shared vehicle and proof 11 of a group policy applicable to such shared vehicle pursuant to section 12 three thousand four hundred seven of the insurance law. The commissioner 13 of motor vehicles shall identify the vehicle as enrolled in the peer-to- 14 peer car sharing program and provide proof of a group policy applicable 15 to such shared vehicle pursuant to the insurance law in such vehicle or 16 registration record in a manner accessible to the public. Failure of a 17 peer-to-peer car sharing platform to comply with the provisions of this 18 article may result in penalties which may include suspension or revoca- 19 tion of license as provided by law. 20 6. (a) Except as provided in paragraph (b) of this subdivision, a 21 group policy maintained by a program shall be placed with an insurer 22 authorized to write insurance in this state. 23 (b) If a program is unable to purchase a group policy because such 24 insurance is unavailable from authorized insurers, the program may 25 acquire such group insurance with an excess line broker pursuant to 26 section two thousand one hundred eighteen of the insurance law; 27 (c) The obligation to determine whether the insurance required by this 28 section is unavailable from insurers authorized to write insurance in 29 this state shall be made prior to the initial placement and at each 30 renewal of a policy. 31 (d) Compliance with the excess and surplus line statutes and regu- 32 lations of this state shall be performed with respect to the group as a 33 whole and not with respect to individual group members. 34 (e) A group policy provided for in this section shall not include a 35 mandatory arbitration clause in a policy issued pursuant to this 36 section. Nothing in this section supersedes the mandatory arbitration 37 requirements contained in section five thousand one hundred five of the 38 insurance law. 39 7. A peer-to-peer car sharing program shall, upon entering into a 40 peer-to-peer car sharing agreement with a shared vehicle owner and prior 41 to the shared vehicle owner making a shared vehicle available for shar- 42 ing in the program, provide notice in plain conspicuous language to the 43 shared vehicle owner that he or she may need additional insurance cover- 44 age including motor vehicle physical damage coverage as described in 45 paragraph nineteen of subsection (a) of section one thousand one hundred 46 thirteen of the insurance law if the shared vehicle is subject to a 47 lease or loan. A program shall also post this notice on its website in a 48 prominent place and provide contact information for the department of 49 financial services. 50 § 903. Program liability. 1. Notwithstanding any other provision of 51 law, or any provision in a shared vehicle owner's policy of motor vehi- 52 cle liability insurance, in the event of a loss or injury that shall 53 occur during the peer-to-peer car sharing period, the peer-to-peer car 54 sharing program insurers providing coverages under section nine hundred 55 two of this article shall provide financial responsibility for any bodi- 56 ly injury, death, or damage to property in amounts not to exceed those

S. 6715 10 1 stated in the peer-to-peer car sharing program agreement and not less 2 than those amounts required in section nine hundred two of this article, 3 and the peer-to-peer car sharing program shall retain such liability 4 irrespective of a lapse in the group policy or any other insurance poli- 5 cy or financial security maintained by the program. 6 2. The insurer or insurers providing group liability insurance to the 7 peer-to-peer car sharing program pursuant to section nine hundred two of 8 this article shall be primary during each car sharing period. Provided 9 however, where: (a) a good faith dispute exists regarding who was in 10 control of the vehicle when the loss occurred giving rise to such claim 11 or whether the loss occurred outside of the car sharing period; and (b) 12 the peer-to-peer car sharing program does not have available, did not 13 retain, or is otherwise unable to provide information demonstrating who 14 was in control at the time of the loss or whether the loss occurred 15 outside of the car sharing period, the shared vehicle owner's private 16 motor vehicle insurer shall indemnify insurer or insurers providing 17 group liability, to the extent of its obligation under the applicable 18 insurance policy, if it is determined that the loss occurred outside of 19 the peer-to-peer car sharing period. The peer-to-peer car sharing 20 program shall notify the registered owner's insurer of any such dispute 21 within fifteen days of becoming aware that such a dispute exists. 22 3. In the event that the shared vehicle owner or the shared vehicle 23 owner's personal motor vehicle insurer is named as a defendant in a 24 civil action for a loss or injury that occurs during any time within the 25 peer-to-peer car sharing period, or otherwise under the direct and imme- 26 diate control of a peer-to-peer car sharing program, the peer-to-peer 27 car sharing program shall have the duty to defend and indemnify the 28 shared vehicle owner and the shared vehicle owner's insurer subject to 29 the provisions of this section, section nine hundred two of this article 30 and section three thousand four hundred fifty-eight of the insurance 31 law. 32 4. A motor vehicle liability insurer who defends or indemnifies a 33 claim against a shared vehicle which is excluded under the terms of its 34 policy shall have the right to seek contribution against the peer-to- 35 peer car sharing program's insurer, if the claim is made against the 36 shared vehicle owner, the shared vehicle driver or authorized operator 37 for loss or injury which occurs during the car sharing period. 38 5. A peer-to-peer car sharing program may contractually assume the 39 risk of loss due to physical damage to shared vehicles during the time 40 that such shared vehicles are in the custody of the shared vehicle driv- 41 er or peer-to-peer car sharing program, and that such assumption of 42 risk: 43 (a) shall not be deemed to be physical damage insurance; 44 (b) that the terms of such contractual assumption may provide that the 45 program assumes the risk of physical damage loss to the vehicle in 46 excess of a sum certain; and 47 (c) if the terms of such contractual assumption include a separately 48 itemized fee charged to the shared vehicle driver solely for the 49 contractual assumption of the risk of loss due to physical damage, then 50 it shall be provided under the terms set forth in this article. 51 6. To the extent not otherwise prohibited by state or federal law, in 52 a claims coverage investigation, a peer-to-peer car sharing program 53 shall cooperate to facilitate the exchange of relevant information with 54 directly involved parties and any insurer of a shared vehicle owner's or 55 shared vehicle driver's participation in a peer-to-peer car sharing 56 program.

S. 6715 11 1 7. In addition to other remedies available at law, the attorney gener- 2 al shall have authority to enforce this article as authorized by law, 3 including injunctive and other legal and equitable relief for non-com- 4 pliance by a car sharing program or any other party through civil 5 proceedings. 6 8. Any provision in a peer-to-peer car sharing agreement designated by 7 the courts of another jurisdiction as the exclusive forum for resolving 8 disputes shall be deemed void as against public policy with respect to 9 the use of a peer-to-peer car sharing platform or shared vehicle in this 10 state. 11 9. A peer-to-peer car sharing program shall be deemed to have received 12 notice of injuries to persons or property covered under the insurance 13 and financial security requirements of this article at the earlier of 14 notice received by the peer-to-peer car sharing program or notice 15 received by the shared vehicle owner. A shared vehicle owner shall 16 promptly give actual notice to the peer-to-peer car sharing program and 17 its insurers, including notice in the form and manner as required in the 18 peer-to-peer car sharing agreement, of any losses potentially covered by 19 insurance maintained by the peer-to-peer car sharing program. A peer- 20 to-peer car sharing program or its insurers shall be deemed to have 21 received actual notice when a shared vehicle owner notifies the peer-to- 22 peer car sharing program or its insurers when the shared vehicle owner 23 provided notice in the form and manner required in the peer-to-peer car 24 sharing agreement. 25 10. For purposes of article fifty-one of the insurance law, 11 NYCRR 26 Part 65 and general liability claims, notice to the shared vehicle 27 owner, shared vehicle driver, peer-to-peer car sharing program or any 28 insurer of the shared vehicle owner, shared vehicle driver, or peer-to- 29 peer car sharing program of any claim shall be deemed notice to all 30 appropriate parties and insurers. Any shared vehicle owner, shared vehi- 31 cle driver, peer-to-peer car sharing program or any insurer of the 32 shared vehicle owner, shared vehicle driver, or peer-to-peer car sharing 33 program receiving such notice shall provide such notice to all appropri- 34 ate parties. 35 § 904. Lien implications; notification. When a vehicle owner first 36 registers as a shared vehicle owner on a peer-to-peer car sharing 37 program and prior to such time as when the shared vehicle owner makes a 38 shared vehicle available for peer-to-peer car sharing on the peer-to- 39 peer car sharing program, the peer-to-peer car sharing program shall 40 notify in plain conspicuous language the shared vehicle owner that, if 41 the shared vehicle shall have a lien against it, the use of the shared 42 vehicle through a peer-to-peer car sharing program, including use with- 43 out physical damage coverage, may violate the terms of the contract with 44 the lienholder. 45 § 905. Insurable interest. 1. Notwithstanding any other provision of 46 law to the contrary, a peer-to-peer car sharing program shall have an 47 insurable interest in a shared vehicle during the peer-to-peer car shar- 48 ing period. 49 2. Nothing in this section shall create an obligation for a peer-to- 50 peer car sharing program to provide insurance beyond the requirement to 51 ensure financial security pursuant to the provisions of subdivision two 52 of section nine hundred two of this article. 53 § 906. Disclosures. 1. Each peer-to-peer car sharing program agreement 54 made in the state shall disclose and separately state or itemize to the 55 shared vehicle owner and the shared vehicle driver:

S. 6715 12 1 (a) the daily rate, fees, and, if applicable, any insurance or 2 protection package costs that shall be charged to the shared vehicle 3 owner or the shared vehicle driver; and 4 (b) an emergency telephone number to contact personnel capable of 5 providing roadside assistance and handling other customer service 6 inquiries. 7 2. No peer-to-peer car sharing program shall accept a reservation 8 unless the shared vehicle driver has received a final quoted rate that 9 includes all charges which the shared vehicle driver shall pay to obtain 10 access to the vehicle, provided, however, that a peer-to-peer car shar- 11 ing program may separately state itemized optional items and/or services 12 or any mileage below the final quoted rate in the same font and on the 13 same page or webpage on which the rate quote is provided. 14 § 907. Driver's license verification; data retention. 1. A peer-to- 15 peer car sharing program shall not enter into a peer-to-peer car sharing 16 program agreement with a driver unless the driver who will operate the 17 shared vehicle furnishes proof, by electronic means or otherwise, of: 18 (a) a valid New York driver's license which authorizes the driver to 19 operate vehicles of the class of the shared vehicle; 20 (b) a valid driver's license issued by the state or country of the 21 driver's residence which authorizes the driver in such state or country 22 to drive vehicles of the class of the shared vehicle and is the age 23 required of a New York resident to operate that class of vehicle; or 24 (c) being otherwise specifically authorized by a valid license to 25 operate vehicles of the class of the shared vehicle. 26 2. A peer-to-peer car sharing program shall keep a record of: 27 (a) the name and address of the shared vehicle driver; 28 (b) the identification number of the driver's license of the shared 29 vehicle driver and each other person, if any, who shall operate the 30 shared vehicle; and 31 (c) the date and place of issuance of the driver's license for each 32 such vehicle operator. 33 § 908. Data privacy protections. Notwithstanding any other provision 34 of the law to the contrary, all trip data, personal information, images, 35 videos, and other recorded images collected by any peer-to-peer car 36 sharing program which is authorized to operate pursuant to this article 37 shall be for the exclusive use of such peer-to-peer car sharing program 38 and shall not be sold, distributed, or otherwise made accessible except: 39 1. to the person who is the subject of such data information or 40 record, or to enable or facilitate such person's use of the car sharing 41 program in accordance with the peer-to-peer car sharing agreement; 42 2. to respond to, process, facilitate, adjust, or defend an insurance 43 claim; or 44 3. if necessary to comply with a lawful court order, judicial warrant 45 signed by a judge appointed pursuant to article three of the United 46 States Constitution, or subpoena for individual data, information or 47 records properly issued pursuant to the criminal procedure law or the 48 civil practice law and rules. 49 Provided, however, that nothing contained in this paragraph shall be 50 deemed to preclude the exchange of anonymized trip data, information, or 51 recorded images solely for the purpose of administering such authorized 52 shared program, and provided further that aggregated anonymized trip 53 data may be shared with the state or any of its political subdivisions 54 for non-commercial transportation research or traffic management 55 purposes. Any such exchanges or sharing shall exclude personal informa- 56 tion, images, videos, and other recorded images collected by any peer-

S. 6715 13 1 to-peer car sharing program. For the purposes of this section, "personal 2 information" shall mean information that identifies an individual, 3 including but not limited to name, address, telephone number, and the 4 type and form of payment including credit card number, debit card 5 number, or other payment method. 6 § 909. Responsibility for equipment. A peer-to-peer car sharing 7 program shall have sole responsibility for any equipment, such as a 8 global positioning system, or GPS, or other special equipment which is 9 put in or on such vehicle to monitor or facilitate the peer-to-peer car 10 sharing transaction, and shall agree to indemnify and hold harmless the 11 shared vehicle owner for any damage to or theft of such equipment during 12 the peer-to-peer car sharing period not caused by such shared vehicle 13 owner. There shall be a rebuttable presumption that damage claimed 14 during the peer-to-peer car sharing period was not caused by the shared 15 vehicle owner. The peer-to-peer car sharing program shall have the 16 right to seek indemnity from the shared vehicle driver for any loss or 17 damage to such equipment that shall occur during the peer-to-peer car 18 sharing period. 19 § 910. Safety recalls. 1. At the time when a shared vehicle owner 20 registers a shared vehicle on a peer-to-peer car sharing program, and 21 prior to the time when the shared vehicle owner makes a shared vehicle 22 available for car sharing on the peer-to-peer car sharing program, and 23 no less than annually thereafter, the peer-to-peer car sharing program 24 shall: 25 (a) verify that the shared vehicle is not subject to any open safety 26 recalls appearing on the National Highway Traffic Safety Administration 27 recall database created under 49 C.F.R. 573.15 for which the recall 28 repair has not been made and shall not permit a shared vehicle to be 29 shared in a peer-to-peer car sharing program unless the vehicle recall 30 repair has been made; and 31 (b) notify such shared vehicle owner of the requirements under subdi- 32 vision two of this section. 33 2. (a) If the shared vehicle owner has received notice of a safety 34 recall on a shared vehicle, before it is enrolled in a peer-to-peer car 35 sharing program such shared vehicle owner shall not make such vehicle 36 available as a shared vehicle on a peer-to-peer car sharing program 37 until the necessary safety recall repair has been made. 38 (b) If a shared vehicle owner has received notice of a safety recall 39 on a shared vehicle while the shared vehicle is available on a peer-to- 40 peer car sharing program, the shared vehicle owner shall remove the 41 shared vehicle from such peer-to-peer car sharing program, as soon as 42 practicable, and in no case longer than seventy-two hours after receipt 43 of such notice, and it shall not be made available thereafter until the 44 necessary repairs under the safety recall shall have been completed. 45 (c) If a shared vehicle owner has received notice of a safety recall 46 on a shared vehicle while such shared vehicle is in the possession of a 47 shared vehicle driver, the shared vehicle owner shall notify the peer- 48 to-peer car sharing program about the safety recall as soon as practica- 49 ble, and in no case longer than forty-eight hours after receipt of such 50 notice, so that the shared vehicle driver can be notified and the shared 51 vehicle can be removed from the peer-to-peer car sharing program until 52 the necessary safety recall repair has been made. 53 (d) A shared vehicle owner shall not enroll a vehicle in a peer-to- 54 peer car sharing program unless such vehicle has been issued a valid 55 safety inspection in compliance with article five of the vehicle and 56 traffic law. A peer-to-peer car sharing program shall not permit a vehi-

S. 6715 14 1 cle to be shared unless the shared vehicle owner has furnished proof to 2 the program of such safety inspection in compliance with article five of 3 the vehicle and traffic law within the preceding twelve months. 4 § 911. Discrimination based on age prohibited. 1. It shall be unlawful 5 for any corporation, partnership, firm, institution, sole proprietorship 6 or other entity or person engaged in the business of peer-to-peer car 7 sharing to refuse to make a shared vehicle available to any person twen- 8 ty-one years of age or older solely on the basis of age, provided that 9 insurance coverage for persons of such age is available. Any actual cost 10 for insurance related to the age of the shared driver may be passed on 11 to such person. 12 2. A knowing violation of this section shall be punishable by a fine 13 not to exceed five hundred dollars. 14 § 912. Discrimination on the basis of credit card ownership prohibit- 15 ed. 1. It shall be unlawful for any person, firm, partnership, institu- 16 tion, sole proprietorship, corporation or other entity engaged in the 17 business of peer-to-peer car sharing to refuse to make a shared vehicle 18 available to any person solely on the requirement of ownership of a 19 credit card. 20 2. For the purposes of this section, "credit card" shall mean any 21 credit card, credit plate, charge plate or other identification card or 22 device which is issued by a person to another person as the holder ther- 23 eof, and may be used by such holder to obtain a cash advance, loan, or 24 credit, or to purchase or rent property or services on the credit of the 25 person issuing the credit card or the holder. 26 3. A knowing violation of this section shall be punishable by a fine 27 not to exceed one thousand dollars. 28 § 913. Discrimination in peer-to-peer car sharing prohibited. 1. No 29 corporation, partnership, firm, institution, sole proprietorship or 30 other entity or person engaged in the business of peer-to-peer car shar- 31 ing shall refuse to make a shared vehicle available to any person other- 32 wise qualified because of race, color, ethnic origin, religion, disabil- 33 ity, or sex. 34 2. Any person, firm, partnership, association or corporation engaged 35 in peer-to-peer car sharing found by a court of competent jurisdiction 36 to have violated a provision of this section shall be subject to a 37 penalty of not less than one thousand nor more than twenty-five hundred 38 dollars for each violation. 39 3. (a) If a peer-to-peer car sharing program shall engage in a 40 persistent or repeated business activity or conduct which discriminates 41 against any individual based on such individual's race, color, ethnic 42 origin, religion, disability, residence or geographic location, income, 43 sexual orientation, genetic predisposition or sex or membership in an 44 otherwise protected class pursuant to state or federal law, the attorney 45 general may apply, in the name of the people of the state of New York, 46 to the supreme court of the state of New York, on five days' notice, for 47 an order enjoining the continuance of such business activity and direct- 48 ing restitution and damages. In any such proceeding, the attorney gener- 49 al may seek a civil penalty not to exceed five thousand dollars per 50 violation and may recover costs pursuant to paragraph six of subdivision 51 (a) of section eighty-three hundred three of the civil practice law and 52 rules. 53 (b) The term "persistent" as used in this subdivision shall include 54 the continuance or carrying on of any such business activity or conduct.

S. 6715 15 1 (c) The term "repeated" as used in this subdivision shall include 2 repetition of any separate and distinct business activity or conduct 3 which shall affect more than one person. 4 (d) The term "business activity" as used in this subdivision shall 5 include policies and/or standard practices of the peer-to-peer car shar- 6 ing program. 7 (e) In connection with any such application, the attorney general is 8 authorized to take proof, make a determination of the relevant facts and 9 to issue subpoenas in accordance with the civil practice law and rules. 10 If the attorney general shall bring an action or proceeding under this 11 section, such authorization shall not terminate due to such action or 12 proceeding being brought. 13 (f) (i) A peer-to-peer car sharing program shall implement a zero-to- 14 lerance policy regarding a shared vehicle driver's or shared vehicle 15 owner's activities while accessing the peer-to-peer car sharing 16 program's digital network. 17 (ii) A peer-to-peer car sharing program shall adopt a policy of non- 18 discrimination on the basis of residence or geographic location, race, 19 color, national origin, religious belief, practice or affiliation, sex, 20 disability, age, sexual orientation, or genetic predisposition with 21 respect to shared vehicle owners and shared vehicle drivers, and notify 22 peer-to-peer car sharing program shared vehicle owners and shared vehi- 23 cle drivers or such policy. 24 (iii) Peer-to-peer car sharing program shared vehicle owners and 25 shared vehicle drivers shall comply with all applicable laws regarding 26 non-discrimination against shared vehicle drivers or potential shared 27 vehicle drivers on the basis of destination, race, color, national 28 origin, religious belief, practice or affiliation, sex, disability, age, 29 sexual orientation, or genetic predisposition with respect to shared 30 vehicle owners and shared vehicle drivers and notify shared vehicle 31 drivers and shared vehicle owners of such policy. 32 (iv) Peer-to-peer car sharing programs shall inform shared vehicle 33 owners of their obligation to comply with all applicable laws relating 34 to accommodation of service animals. 35 (v) A peer-to-peer car sharing program shall implement and maintain a 36 policy and an oversight process of providing accessibility to shared 37 vehicle drivers with a disability and accommodation of service animals 38 as such term is defined in section one hundred twenty-three-b of the 39 agriculture and markets law. A peer-to-peer car sharing program shall 40 not impose additional charges for providing services to persons with 41 physical disabilities because of those disabilities. 42 (vi) The New York state division of human rights shall be authorized 43 to accept, review and investigate any potential or actual violations 44 with respect to compliance with nondiscrimination laws and accessibility 45 laws in a form and manner consistent with authority under article 46 fifteen of the executive law and shall notify the department of finan- 47 cial services, upon a finding of a violation by a peer-to-peer car shar- 48 ing program, for purposes of suspending a peer-to-peer car sharing 49 program's ability to operate in the state. 50 § 914. Optional vehicle protection; requirements. 1. (a) (i) A peer- 51 to-peer car sharing program shall not charge a separately itemized fee 52 solely for optional vehicle protection, except as follows: 53 (A) the fee charged by a peer-to-peer car sharing program shall repre- 54 sent the program's good-faith estimate of a daily charge, as calculated 55 by the program, to recover the actual, total annual expenses, incurred 56 by the program, together with a commercially reasonable allowance for

S. 6715 16 1 the contractual risks assumed by the program, for the program's agree- 2 ment with shared vehicle drivers to contractually assume liability for 3 all or part of any damage or loss to the shared vehicle during the care 4 sharing period; 5 (B) if the total amount of optional vehicle protection fees collected 6 by a peer-to-peer car sharing program under this section in any calendar 7 year exceeds the program's actual costs, the program shall: 8 (1) retain the excess amount; and 9 (2) adjust the estimated, average per day optional vehicle protection 10 fee for the following calendar year by a corresponding amount. 11 (ii) Nothing in this section shall prevent a peer-to-peer car sharing 12 program from making adjustment to the optional vehicle protection fee 13 during the calendar year. 14 (b) A peer-to-peer car sharing program shall not sell optional vehicle 15 protection unless the shared vehicle driver or shared vehicle owner 16 agrees to the purchase of such protection in writing at or prior to the 17 time the peer-to-peer car sharing agreement is executed. 18 (c) A peer-to-peer car sharing program shall not void optional vehicle 19 protection contractually assumed from the shared vehicle owner except 20 for one or more of the following reasons: 21 (i) the damage or loss is caused intentionally or as a result of will- 22 ful, wanton, or reckless conduct of the driver; 23 (ii) the damage or loss arises out of the driver's operation of the 24 vehicle while intoxicated or unlawfully impaired by the use of alcohol 25 or drugs; 26 (iii) the peer-to-peer car sharing program entered into the peer-to- 27 peer car sharing agreement based on fraudulent or materially false 28 information supplied by the shared vehicle driver; 29 (iv) the damage or loss arises out of the use of the vehicle while 30 engaged in the commission of a crime other than a traffic infraction; 31 (v) the damage or loss arises out of the use of the shared vehicle to 32 carry persons or property for hire, as a transportation network company 33 or TNC vehicle as defined in article forty-four-B of the vehicle and 34 traffic law, to push or tow anything, while engaged in a speed contest, 35 operating off-road, or for driver's training; 36 (vi) the damage or loss arises out of the use of the shared vehicle by 37 a person other than: (1) the shared vehicle driver; (2) the shared 38 vehicle driver's spouse, child over the age of eighteen or a parent or 39 parent-in-law of the shared vehicle driver, provided such spouse, child, 40 parent or parent-in-law is properly licensed to operate a motor vehicle 41 and resides in the same household as the shared vehicle driver; or (3) a 42 parking valet or parking garage attendant for compensation and in the 43 normal course of employment; 44 (vii) the damage or loss arises out of the use of the shared vehicle 45 outside of the United States when that use is not specifically author- 46 ized by the peer-to-peer car sharing agreement; or 47 (viii) the shared vehicle driver or his or her spouse, child over the 48 age of eighteen or a parent or parent-in-law of the shared vehicle driv- 49 er have failed to comply with the requirements for reporting damage or 50 loss as set forth in subdivision five of this section; 51 (ix) the shared vehicle owner knowingly provided erroneous or inaccu- 52 rate information to the peer-to-peer car sharing program in connection 53 with any reservation for which the shared vehicle owner has agreed that 54 the peer-to-peer car sharing program will contractually assume the risk 55 of loss for physical damage to the shared vehicle;

S. 6715 17 1 (x) the shared vehicle owner fails to submit a claim for physical 2 damage in accordance with the terms and conditions of the peer-to-peer 3 car sharing program agreement; or 4 (xi) where the shared vehicle owner fails to make the shared vehicle 5 available for inspection when a shared vehicle driver or the shared 6 vehicle driver's insurer requests to inspect the shared vehicle in 7 accordance with this article. 8 (d) A shared vehicle driver may void optional vehicle protection prior 9 to the beginning of the car sharing period within twenty-four hours of 10 purchase provided that the customer: (i) has entered into a peer-to-peer 11 car sharing agreement with a term of two or more days; (ii) appears in 12 person before the shared vehicle owner together with the vehicle that 13 shall be subject to inspection; and (iii) signs a cancellation form 14 provided by the peer-to-peer car sharing program. 15 (e) After twenty-four hours of purchase, a customer may prospectively 16 terminate optional vehicle protection prior to the beginning of the car 17 sharing period, provided the customer: (i) appears in person before the 18 shared vehicle owner together with the vehicle that shall be subject to 19 inspection; (ii) voids the optional vehicle protection in writing; and 20 (iii) pays the optional vehicle protection charge for any full or 21 partial day or portion of a day during which the optional vehicle 22 protection was in effect. 23 2. Subject to the provisions of subdivisions six, seven, and eight of 24 this section, a peer-to-peer car sharing program may hold a shared vehi- 25 cle driver liable for actual damage to, or loss of, a shared vehicle, 26 provided that: 27 (a) any claim for such damage shall be based on a physical inspection 28 and shall be made upon the return of such shared vehicle; and 29 (b) any charge for repair of such damage shall be limited to actual 30 and reasonable costs and shall be assessed and billed separately and 31 apart from the peer-to-peer car sharing agreement. 32 3. (a) Any peer-to-peer car sharing program which states or permits to 33 be stated the costs of a shared vehicle in any advertisement shall state 34 conspicuously, in plain language and in conjunction with the advertised 35 cost of the shared vehicle and the daily rate of the applicable optional 36 vehicle protection, that the rate constitutes an additional daily charge 37 to the shared vehicle driver, that the purchase of such protection is 38 optional, if such rate can be ascertained at the time of purchase and 39 that prospective shared vehicle drivers should examine their credit card 40 protections and automobile insurance policies for coverage. 41 (b) Where a written advertisement, including all print media, contains 42 the statement of the cost of the shared vehicle, the disclosure required 43 by this section shall be printed in type no less than size twelve-point 44 font. 45 (c) When the website of a peer-to-peer car sharing program or the 46 video presentation of a television or internet advertisement by such 47 peer-to-peer car sharing program contains the written statement of the 48 cost of a shared vehicle, the depiction of such cost of the optional 49 vehicle protection shall be clear and conspicuous. 50 (d) When a radio advertisement or the audio presentation of a tele- 51 vision advertisement contains the statement of the cost of a shared 52 vehicle, the oral statement of such cost shall immediately be accompa- 53 nied by an oral statement of the cost of the optional vehicle protection 54 if offered as a separately itemized product. 55 (e) When a telephone, internet or other inquiry for the cost of a 56 shared vehicle is made to a peer-to-peer car sharing program which

S. 6715 18 1 involves an interaction with a representative of a peer-to-peer car 2 sharing program, the representative of such peer-to-peer car sharing 3 program shall, in response to the inquiry, advise that additional 4 optional products that may be offered by such peer-to-peer car sharing 5 program shall not be included in the daily rate. If an inquiry is made 6 regarding optional vehicle protection, the representative shall provide 7 the cost of the optional vehicle protection and state that the purchase 8 of such protection is optional and that the shared vehicle driver's 9 personal automobile insurance or credit card may provide coverage. 10 (f) Any peer-to-peer car sharing program that offers optional vehicle 11 protection to a shared vehicle driver shall disclose to such person the 12 following information on its website: 13 "NOTICE: THE FOLLOWING IS A GENERAL SUMMARY OF SHARED DRIVERS' RIGHTS 14 AND OBLIGATIONS. FOR COMPLETE DETAILS, REFER TO THE PEER-TO-PEER CAR 15 SHARING AGREEMENT. OPTIONAL VEHICLE PROTECTION (OVP): This contract 16 offers, for an additional charge, OVP to cover your financial responsi- 17 bility for damage or loss to the shared vehicle. OVP is also commonly 18 referred to as a "collision damage waiver". The purchase of OVP is 19 optional and may be declined. Before deciding whether to purchase OVP, 20 you may wish to determine whether your credit card, or the vehicle 21 insurance maintained by yourself or someone in your household, affords 22 you any coverage for damage to the shared vehicle, and the amount of 23 deductible under any such coverage. OVP - WHEN VOID: OVP is void and 24 shall not apply to the following situations: 25 1. If the damage or loss is caused as a result of the shared vehicle 26 driver's intentional acts; willful, wanton, or reckless conduct of the 27 driver; or operation of the shared vehicle while intoxicated or unlaw- 28 fully impaired by the use of alcohol or drugs; 29 2. The peer-to-peer car sharing program entered into the peer-to-peer 30 sharing agreement based on fraudulent or materially false information 31 supplied by the shared vehicle driver; 32 3. The damage or loss arises out of the use of the shared vehicle: 33 (a) while engaged in the commission of a crime, other than a traffic 34 infraction; 35 (b) to carry persons or property for hire, as a transportation network 36 company or TNC vehicle as defined in article forty-four-B of the vehicle 37 and traffic law, to push or tow anything, while engaged in a speed 38 contest, operating off road, or for driver's training; 39 (c) by a person other than: (1) the shared vehicle driver; (2) the 40 shared vehicle driver's spouse, child over the age of eighteen or a 41 parent or parent-in-law of the shared vehicle driver, provided such 42 spouse, child, parent or parent-in-law is properly licensed to operate a 43 motor vehicle and resides in the same household as the shared vehicle 44 driver; or (3) a parking valet or parking garage attendant for compen- 45 sation and in the normal course of employment; 46 (d) outside of the continental United States when not specifically 47 authorized by the peer-to-peer car sharing agreement; 48 (e) where the shared vehicle driver, or his or her spouse, child over 49 the age of eighteen or a parent or parent-in-law of such shared vehicle 50 driver failed to comply with the requirements for reporting damage or 51 loss as set forth in law. OVP - DAMAGE REPORTING REQUIREMENTS: If the 52 shared vehicle sustains damage or loss, the shared vehicle driver is 53 required to complete and return an incident report notice to the peer- 54 to-peer car sharing program. OVP - RIGHT TO INSPECT VEHICLE DAMAGES: 55 The shared vehicle driver and his or her insurer have the right to 56 request an inspection of the shared vehicle damages within seventy-two

S. 6715 19 1 hours of the return of the vehicle. Failure of the shared vehicle driver 2 or his or her insurer to request such inspection within seventy-two 3 hours of return shall be deemed a waiver of such person or entity's 4 right to inspect the damaged vehicle. THEFT OF THE SHARED VEHICLE: If 5 the shared vehicle is stolen during the term of a peer-to-peer car shar- 6 ing agreement, a shared vehicle driver must report the theft of the 7 shared vehicle to the peer-to-peer car sharing program and a law 8 enforcement agency within twelve hours of learning of such theft." 9 (f) The following disclosure notice shall be made on the face of the 10 peer-to-peer car sharing agreement either by stamp, label or as part of 11 the written contract or on any other written document provided to the 12 shared vehicle driver upon execution of such contract, and shall be set 13 apart in boldface type and in no smaller print than twelve-point font: 14 "NOTICE: This agreement offers, for an additional charge, optional vehi- 15 cle protection to cover your financial responsibility for damage or loss 16 to the shared vehicle. The purchase of optional vehicle protection is 17 optional and may be declined. You are advised to carefully consider 18 whether to purchase this protection if you have coverage provided by 19 your credit card or automobile insurance policy that will cover the 20 shared vehicle. Before deciding whether to purchase optional vehicle 21 protection, you may wish to determine whether your credit card or your 22 vehicle insurance affords you coverage for damage to the shared vehicle 23 and the amount of deductible under such coverage." 24 (g) The peer-to-peer car sharing agreement shall also include in bold- 25 face type and in no smaller print than twelve-point font and, in plain 26 language, the conditions and exclusions set forth in paragraph (c) of 27 subdivision one of this section. Upon identification by the shared vehi- 28 cle owner or the peer-to-peer car sharing program of damage to the 29 shared vehicle, such peer-to-peer car sharing program shall inform such 30 shared vehicle driver of his or her right to inspect the vehicle, and 31 the procedures and time-frames for doing so, pursuant to paragraphs (b) 32 and (c) of subdivision five of this section. 33 4. (a) Upon identification of damage by the shared vehicle owner or 34 peer-to-peer car sharing program at the time of return of the shared 35 vehicle, termination of the peer-to-peer car sharing agreement, or with- 36 in ten days if an inspection for damage is precluded because the shared 37 vehicle is returned by automation, returned after-hours, or recovered by 38 the shared vehicle owner or peer-to-peer car sharing program, the peer- 39 to-peer car sharing program shall furnish an incident report form and a 40 notice, pursuant to this subdivision, of the obligation of the shared 41 vehicle driver to execute and return to the peer-to-peer car sharing 42 program a complete and accurate incident report describing any physical 43 and/or mechanical damage. If the shared vehicle is returned by auto- 44 mation, returned after-hours, or recovered by the shared vehicle owner 45 or peer-to-peer car sharing program, such incident report form and 46 notice shall be mailed by overnight delivery service or certified mail, 47 return receipt requested, and another copy of such notification shall be 48 sent by regular mail. The peer-to-peer car sharing program shall retain 49 a copy of such notice and the certified mail return receipt for a period 50 of six years. 51 (b) Within seventy-two hours of receipt of the incident report form 52 and notice, either the shared vehicle driver or his or her insurer shall 53 notify or send notice to the peer-to-peer car sharing program that 54 either he, she, or the insurer wishes to inspect the damaged vehicle. If 55 the shared vehicle driver or his or her insurer does not notify or send

S. 6715 20 1 a request for this inspection within the seventy-two-hour period, he, 2 she, or the insurer shall be deemed to have waived such right. 3 (c) If the shared vehicle driver shall decline or fail to complete and 4 return the incident report required pursuant to paragraph (a) of this 5 subdivision, the peer-to-peer car sharing program shall, no sooner than 6 ten days after the mailing of notification pursuant to such paragraph 7 (a), mail another copy of the incident report together with a letter 8 stating that the shared vehicle driver has declined or otherwise failed 9 to complete and return the incident report. Such mailing shall be by 10 overnight delivery service or certified mail, return receipt requested, 11 and another copy of such notification by regular mail, with proof of 12 mailing by production of a certificate of mailing from the post office. 13 When a request to inspect the vehicle shall have been timely made by the 14 shared vehicle driver or his or her insurer, the inspection shall be 15 completed within seven days of such request. If the peer-to-peer car 16 sharing program determines the damaged vehicle to be a total loss and 17 subject to salvage, such seventy-two hour period for notification or 18 waiver of the wish to inspect the damaged vehicle shall not apply, and 19 the shared vehicle driver or his or her insurer shall have ten business 20 days from the shared vehicle driver's receipt of notification from the 21 peer-to-peer car sharing program pursuant to paragraph (a) of this 22 subdivision to inspect the damaged vehicle, which shall be made avail- 23 able by the shared vehicle owner. Within the limits provided in this 24 paragraph, the peer-to-peer car sharing program shall identify the 25 repairer of, and provide access to, the damaged vehicle, in order to 26 verify the nature and extent of damages, repairs and repair costs, 27 and/or repair estimates. 28 (d) All notices shall be mailed to the address of the shared vehicle 29 driver as stated on his or her license, or other address as designated 30 by him or her in the peer-to-peer car sharing agreement. 31 (e) The shared vehicle driver shall complete and return the incident 32 report required by paragraph (a) of this subdivision within ten days of 33 the receipt of the notice required by such paragraph. 34 (f) The notice required by this subdivision shall be in at least 35 twelve-point bold face type and shall contain the statement: "Failure to 36 completely and accurately fill out and return an incident report within 37 ten days of receipt of this notice may make the shared vehicle driver 38 liable for damages sustained to the shared vehicle. Except where the 39 damaged vehicle is determined to be a total loss and subject to salvage, 40 the shared vehicle driver or his or her insurer has seventy-two hours 41 from the return or recovery of the vehicle to notify the peer-to-peer 42 car sharing program that he or she wishes to inspect the damaged vehi- 43 cle. The inspection shall be completed within seven business days of the 44 request to inspect the shared vehicle. If the peer-to-peer car sharing 45 program does not receive notification from the shared vehicle driver or 46 his or her insurer requesting such inspection within the seventy-two- 47 hour period, the shared vehicle driver and his or her insurer will be 48 deemed to have waived this right. If the peer-to-peer car sharing 49 program determines the damaged vehicle to be a total loss and subject to 50 salvage, such seventy-two-hour period for notification or waiver of the 51 wish to inspect the damaged vehicle shall not apply, and such right to 52 inspect the damaged vehicle shall expire ten business days from the 53 shared vehicle driver's receipt of this notice from the peer-to-peer car 54 sharing company. Upon request of the shared vehicle driver or his or her 55 insurer, we will provide a copy of the professional estimate of the 56 costs of repairing the damaged motor vehicle." Information that is

S. 6715 21 1 provided in response to a request by a peer-to-peer car sharing program, 2 but that is not provided on an incident report form, shall satisfy any 3 reporting obligation of a shared vehicle driver if such response 4 substantially complies with the applicable requirements of this section. 5 If additional information is reasonably required by the peer-to-peer car 6 sharing program in order to adjust any claim of loss, same shall be 7 requested of the shared vehicle driver as soon as reasonably practica- 8 ble, who shall respond to same as soon as reasonably practicable. 9 (g) (i) For purposes of this subdivision, each of the following shall 10 constitute an "incident report form": 11 (A) a motor vehicle accident report pursuant to section six hundred 12 five of the vehicle and traffic law; or 13 (B) any similar appropriate form furnished by the peer-to-peer car 14 sharing program. 15 (ii) An incident report form described in clause (B) of subparagraph 16 (i) of this paragraph: 17 (A) shall be sent or given to a shared vehicle driver with a request 18 that he or she provide information pursuant to this section concerning 19 damage to a vehicle possessed by a shared vehicle driver; and 20 (B) such form may also be made available as a fill-in form on the 21 peer-to-peer car sharing program's website, and the shared vehicle driv- 22 er shall be advised of the availability of such web-based fill-in form 23 when a request for incident information is made pursuant to this subdi- 24 vision. 25 (h) If the shared vehicle driver is physically incapable of completing 26 the report, the requirements of this subdivision shall lapse until after 27 he or she is able to complete the report and is notified that he or she 28 shall complete and return the report as required by paragraph (b) of 29 this subdivision. 30 (i) The peer-to-peer car sharing program shall, at least twenty days 31 prior to commencing an action against the shared vehicle driver, provide 32 him or her an additional opportunity to complete and submit the incident 33 report by providing a second notice, along with another incident report 34 form, by certified mail, return receipt requested, and another copy of 35 such notice and report form by regular mail, with proof of mailing by 36 production of a certificate of mailing. If such shared vehicle driver 37 sends the peer-to-peer car sharing program a completed incident report 38 within fifteen days of the receipt of the notice, the provisions of this 39 subdivision shall be deemed satisfied. 40 5. (a) A peer-to-peer car sharing program may hold a shared vehicle 41 driver liable to the extent permitted under this chapter for physical or 42 mechanical damage to the shared vehicle that occurs during the time the 43 shared vehicle is under the peer-to-peer car sharing agreement; 44 provided, however, that a shared vehicle driver shall not be liable for 45 any normal wear and tear or mechanical damage that could reasonably be 46 expected from normal use of the vehicle. For the purposes of this subdi- 47 vision, the term "normal wear and tear" shall mean the deterioration of 48 the condition of the vehicle or its component parts due to repetitive 49 use and does not include damage that materially diminishes the value of 50 the vehicle and arises from a specific occurrence or accident during the 51 time the shared vehicle is subject to the peer-to-peer car sharing 52 agreement; and the term "actual and reasonable costs" shall mean the 53 cost to repair the shared vehicle including all discounts and price 54 adjustments available to the peer-to-peer car sharing program and shall 55 include costs for towing, storage, and impound fees where applicable.

S. 6715 22 1 (b) The total liability of a shared vehicle driver under paragraph (a) 2 of this subdivision for damage to a shared vehicle shall not exceed the 3 lesser of: 4 (i) the actual and reasonable costs that the peer-to-peer car sharing 5 program incurred to repair the motor vehicle or that the peer-to-peer 6 car sharing program would have incurred if the motor vehicle had been 7 repaired, which shall reflect any discounts, price reductions, or 8 adjustments available to the peer-to-peer car sharing program; or 9 (ii) the fair market value of the shared vehicle immediately before 10 the damage occurred, as determined in the applicable market for the 11 retail sale of the shared vehicle, less any net disposal proceeds. 12 (c) The total liability of a shared vehicle driver under paragraph (a) 13 of this subdivision for loss of a shared vehicle shall not exceed 14 reasonable costs incurred by the peer-to-peer car sharing program for 15 such loss due to theft of such shared vehicle up to its fair market 16 value, as determined by the applicable market for the retail sale of 17 such vehicle if it is established that such shared vehicle driver 18 committed, or aided or abetted in the commission of, the theft of such 19 shared vehicle. 20 (d) Damages incurred for the loss of use of a shared vehicle and 21 related administrative fees shall not be recovered from any shared vehi- 22 cle driver or his or her insurer. 23 (e) A peer-to-peer car sharing program shall not hold a shared vehicle 24 driver liable for any amounts that the peer-to-peer car sharing program 25 recovers from any other party. 26 (f) A peer-to-peer car sharing program shall not collect or attempt to 27 collect the amount described in paragraph (b) of this subdivision unless 28 the peer-to-peer car sharing program: 29 (i) obtains an estimate from a repair company or an appraiser in the 30 business of providing such appraisals regarding the cost of repairing 31 such shared vehicle; 32 (ii) provides a copy of such estimate and photographic evidence upon 33 request to such shared vehicle driver, as applicable who shall be liable 34 under paragraph (a) of this subdivision, and the insurer of such shared 35 vehicle driver; and 36 (iii) submits a copy of such estimate with any claim to collect the 37 amount described in paragraph (b) of this subdivision. 38 (g) A claim against a shared vehicle driver resulting from damage or 39 loss to a shared vehicle shall be reasonable and reflect the value of 40 the actual loss incurred. A peer-to-peer car sharing program shall miti- 41 gate damages where possible and shall not assert or collect any claim 42 for physical damage which exceeds the amount authorized under paragraph 43 (b) of this subdivision. 44 (h) If insurance coverage exists under an applicable insurance policy 45 of the driver of a shared vehicle, such driver may require that the 46 peer-to-peer car sharing program submit any claims to such driver's 47 insurance carrier. Upon the request of a shared vehicle driver, the 48 peer-to-peer car sharing program shall submit any claims to such driv- 49 er's insurance carrier and shall not make any written or oral represen- 50 tations to the contrary, nor shall it make any written or oral represen- 51 tations that it shall not negotiate with such driver's insurance 52 carrier. 53 6. (a) No peer-to-peer car sharing program shall collect or charge any 54 security deposit by credit card, debit card or otherwise, for damages to 55 a shared vehicle or report the debt to any consumer reporting agency, as 56 defined in subdivision (e) of section three hundred eighty-a of this

S. 6715 23 1 chapter, during the term of the peer-to-peer car sharing program agree- 2 ment, pending resolution of any dispute, or prior to obtaining judgment 3 in a court of competent jurisdiction. 4 (b) No peer-to-peer car sharing program shall require a deposit or an 5 advance charge against the credit card or debit card of a shared vehicle 6 driver, in any form, for damages to a shared vehicle which is in the 7 shared vehicle driver's possession or control. 8 (c) No peer-to-peer car sharing program shall collect or charge any 9 payment from a shared vehicle driver for damage to a shared vehicle upon 10 return or recovery of such vehicle in a damaged condition, until after 11 the cost of the damage to such vehicle and liability therefor is agreed 12 to between such peer-to-peer car sharing program and a shared vehicle 13 driver or his or her insurer, or is determined pursuant to law or peer- 14 to-peer car sharing program agreement provisions consistent with law and 15 the rights and obligations set forth in this section, unless there is 16 proof corroborating that the damage did not exist prior to the reserva- 17 tion and the damage is appraised by an independent third-party 18 appraiser; provided, however, that a peer-to-peer car sharing program is 19 not precluded from presenting a claim to a shared vehicle driver and his 20 or her insurer pursuant to other provisions of this section. 21 (d) Causes of action concerning the existence of, liability for, and 22 extent and cost of damage to such vehicle shall, where appropriate, be 23 commenced by a peer-to-peer car sharing program in a court of competent 24 jurisdiction, in accordance with the limitations and jurisdiction of the 25 appropriate court act, provided the claimant has first mailed a demand 26 letter. A demand letter sent by the peer-to-peer car sharing program 27 pursuant to this paragraph shall contain: (i) the name and post office 28 address of such peer-to-peer car sharing program, and of its attorney, 29 if any; (ii) the nature of such claim; (iii) the time when, the place 30 where and the manner in which such claim arose, if known, or if not 31 known, the time when and place where the damage was discovered by the 32 shared vehicle owner or peer-to-peer car sharing program; and (iv) the 33 items of damage or injuries claimed to have been sustained, accompanied 34 by supporting documentation, such as repair bills, invoices and esti- 35 mates in the possession of or available to such peer-to-peer car sharing 36 program. Such demand letter shall be served upon such shared vehicle 37 driver and his or her insurer in a manner reasonably designed to give 38 actual notice, via regular and certified mail, return receipt requested. 39 Nothing contained herein shall prohibit a peer-to-peer car sharing 40 program and a shared vehicle driver or his or her insurer from entering 41 into an agreement after a claim of loss to submit the matter to arbi- 42 tration or mediation. 43 7. No peer-to-peer car sharing program shall hold any shared vehicle 44 driver liable for any damage to, or loss of, a shared vehicle, as 45 provided by this section, unless such peer-to-peer car sharing program 46 prominently discloses, in the peer-to-peer car sharing agreement, in at 47 least twelve point bold face display, the nature and extent of such 48 liability and such driver's rights and responsibilities pursuant to 49 paragraph (c) of subdivision one of this section and paragraph (f) of 50 subdivision three of this section. 51 8. A shared vehicle driver shall provide notice to the peer-to-peer 52 car sharing platform and appropriate law enforcement agency immediately 53 upon learning of the theft of a shared vehicle. 54 § 915. Geographical discrimination prohibited. It shall be unlawful 55 for any peer-to-peer car sharing program to engage in any of the follow- 56 ing practices solely on the basis of the geographical location of the

S. 6715 24 1 residence of a New York state resident attempting to enter into a peer- 2 to-peer car sharing agreement: 3 1. refusing to allow participation in such peer-to-peer car sharing 4 program provided, however, that a car sharing program may designate 5 geographical boundaries where a car sharing start time or termination 6 time occurs; 7 2. imposing any additional charge for peer-to-peer car sharing of a 8 shared vehicle; or 9 3. imposing any additional terms, conditions or privileges upon such 10 peer-to-peer car sharing of a shared vehicle. 11 § 916. Global positioning systems. A peer-to-peer car sharing program 12 shall not use information from any global positioning system technology 13 to determine or impose any costs, fees, charges, or penalties on a 14 shared vehicle driver for such driver's use of a shared vehicle. The use 15 of global positioning technology shall not limit the right of such peer- 16 to-peer car sharing program to impose costs, fees, charges, or penalties 17 to recover a vehicle that is lost, misplaced, or stolen. The provisions 18 of this subdivision shall not be construed to modify or supersede any 19 other provision of law. 20 § 917. Notice. In accordance with any applicable federal law or rule, 21 every peer-to-peer car sharing program shall display the following 22 notice prominently and in a clear and conspicuous location on its 23 website, with lettering that is legible: "NOTICE: New York State Law 24 prohibits the following practices by peer-to-peer car sharing programs 25 based upon race, color, ethnic origin, religion, disability, sex, mari- 26 tal status, residence or geographic location, income, sexual orien- 27 tation, genetic predisposition or age: (1) refusal to allow partic- 28 ipation in a peer-to-peer car sharing program; and (2) the imposition of 29 any additional charge (except in certain instances where the shared 30 vehicle driver is under the age of 25). In addition, it is unlawful for 31 any peer-to-peer car sharing program to refuse to allow participation in 32 the program to any person solely on the requirement of ownership of a 33 credit card." 34 § 918. Electronic notice authorized. 1. Notwithstanding any other 35 provision of this article, any notice or disclosure of general applica- 36 bility required to be provided, delivered, posted, or otherwise made 37 available by a peer-to-peer car sharing program pursuant to any 38 provision of this article shall also be deemed timely and effectively 39 made where such notice or disclosure is provided or delivered electron- 40 ically to the shared vehicle owner and/or driver at or before the time 41 required, provided that such shared vehicle owner and/or driver has 42 given his or her express consent to receive such notice or disclosure in 43 such a manner. 44 2. Electronic or written acceptance shall hereby be deemed a valid 45 form of acceptance of any such notice or disclosure, and acceptance 46 shall remain effective until such time as acceptance is affirmatively 47 withdrawn by such shared vehicle driver. Notices and disclosures made 48 electronically pursuant to this subdivision shall be exempt from any 49 placement or stylistic display requirements, including but not limited 50 to location, font size, typeset, or other specifically stated 51 description; provided such disclosure is made in a clear and conspicuous 52 manner. 53 § 919. Airport transactions. If an airport operator, including but not 54 limited to the public authority responsible for regulating commerce at 55 such airport within the state, requests that a peer-to-peer car sharing 56 program enter into an airport concession agreement, such peer-to-peer

S. 6715 25 1 car sharing program shall enter into a written agreement, where the 2 peer-to-peer car sharing program or shared vehicle owner uses the 3 program to: 4 1. list vehicles parked on airport property or at airport facilities; 5 2. contract for transportation to or from airport property or airport 6 facilities; 7 3. facilitate the use of a shared vehicle to transport airport passen- 8 gers on or off airport property; or 9 4. promote or market a shared vehicle to transport airport passengers 10 on or off airport property. 11 § 920. Enforcement. 1. Except where a different penalty is specif- 12 ically imposed pursuant to any provision of this article, any peer-to- 13 peer car sharing program found by a court of competent jurisdiction to 14 have violated a provision of this article shall be subject to a penalty 15 of not less than five hundred dollars nor more than one thousand dollars 16 for each violation. 17 2. (a) Whenever there shall be a violation of this section, an appli- 18 cation may be made by the attorney general in the name of the people of 19 the state of New York to a court of competent jurisdiction by a special 20 proceeding for the imposition of a fine or the issuance of an injunction 21 against any violation of this section, upon notice to such peer-to-peer 22 car sharing program of not less than five days, to enjoin and restrain 23 the continuance of such violations. 24 (b) If the court finds that the defendant has, in fact, violated this 25 section, an injunction may be issued by such court, enjoining and 26 restraining any further violation, without requiring proof that any 27 person has, in fact, been injured or damaged thereby. 28 (c) In any proceeding authorized pursuant to this subdivision, the 29 court may direct restitution and make allowances to the attorney general 30 as provided in section sixty-three of the executive law. 31 (d) In support of any application pursuant to this subdivision, the 32 attorney general is authorized to take proof, determine relevant fact 33 and issue subpoenas in accordance with the civil practice law and rules. 34 3. Any clause or provision of a peer-to-peer car sharing agreement 35 inconsistent with the provisions of this article shall be deemed void as 36 against public policy. 37 § 4. The tax law is amended by adding a new article 29-D to read as 38 follows: 39 ARTICLE 29-D 40 ASSESSMENT FEES 41 Section 1299-J. Definitions. 42 1299-K. Imposition of state-wide peer-to-peer assessment fee. 43 1299-L. Imposition of metropolitan commuter transportation 44 district assessment fee. 45 1299-M. Imposition of regional transportation assessment fee. 46 1299-N. Presumption. 47 1299-O. Returns and payment of peer-to-peer assessment fee. 48 1299-P. Records to be kept. 49 1299-Q. Secrecy of returns and reports. 50 1299-R. Practice and procedure. 51 1299-S. Deposit and disposition of revenue. 52 § 1299-J. Definitions. Terms used in this article shall have the same 53 meaning as in section nine hundred of the general business law unless 54 expressly provided otherwise. For purposes of this article, the follow- 55 ing term shall have the following meaning:

S. 6715 26 1 "Gross charges paid by the shared vehicle driver" means all consider- 2 ation paid by a shared vehicle driver for use of a shared vehicle, 3 including optional charges and fees, except for separately stated charg- 4 es for taxes and government-imposed fees and airport facility fees, 5 whether imposed on the shared vehicle driver or passed through to the 6 shared vehicle driver. 7 § 1299-K. Imposition of state-wide peer-to-peer assessment fee. In 8 addition to any tax imposed under any other article of this chapter, 9 there is hereby imposed on every peer-to-peer car sharing program a fee 10 of two percent of the gross charges paid by the shared vehicle driver 11 when the car sharing period begins anywhere in the state and terminates 12 anywhere in the state. The tax imposed under this section shall increase 13 to three percent of gross charges paid by the shared vehicle driver on 14 the first of January, two thousand twenty-three. 15 § 1299-L. Imposition of metropolitan commuter transportation district 16 assessment fee. In addition to the fee imposed under section twelve 17 hundred ninety-nine-K of this article and in addition to any tax imposed 18 under any other article of this chapter, there is hereby imposed on 19 every peer-to-peer car sharing program a metropolitan commuter transpor- 20 tation district fee of two percent of the gross charges paid by the 21 shared vehicle driver when the car sharing period begins anywhere in the 22 state and terminates anywhere in the metropolitan commuter transporta- 23 tion district as established by section twelve hundred sixty-two of the 24 public authorities law. The tax imposed under this section shall 25 increase to three percent of gross charges paid by the shared vehicle 26 driver on the first of January, two thousand twenty-three. 27 § 1299-M. Imposition of regional transportation assessment fee. In 28 addition to the fee imposed under section twelve hundred ninety-nine-K 29 of this article and in addition to any tax imposed under any other arti- 30 cle of this chapter, there is hereby imposed on every peer-to-peer car 31 sharing program a regional transportation fee of two percent of the 32 gross charges paid by the shared vehicle driver when the car sharing 33 period begins anywhere in the state and terminates anywhere in the state 34 outside of metropolitan transportation district as established by 35 section twelve hundred sixty-two of the public authorities law. The tax 36 imposed under this section shall increase to three percent of gross 37 charges paid by the shared vehicle driver on the first of January, two 38 thousand twenty-three. 39 § 1299-N. Presumption. For the purpose of the proper administration of 40 this article and to prevent evasion of the peer-to-peer assessment fee 41 imposed by this article, it shall be presumed that every peer-to-peer 42 car sharing program that begins anywhere in the state is subject to the 43 fees under this article. This presumption shall prevail until the 44 contrary is proven by the person liable for the fee. 45 § 1299-O. Returns and payment of peer-to-peer assessment fee. (a) 46 Every person liable for the peer-to-peer assessment fee imposed by this 47 article shall file a return on a calendar-quarterly basis with the 48 commissioner. Each return shall show the number of trips, the total 49 gross charges for each trip and the amount of fees due thereon in the 50 quarter for which the return is filed, together with such other informa- 51 tion as the commissioner may require. The returns required by this 52 section shall be filed within thirty days after the end of the quarterly 53 period covered thereby. If the commissioner deems it necessary in order 54 to ensure the payment of the peer-to-peer assessment fee imposed by this 55 article, the commissioner may require returns to be made for shorter 56 periods than prescribed by the foregoing provisions of this section, and

S. 6715 27 1 upon such dates as the commissioner may specify. The form of returns 2 shall be prescribed by the commissioner and shall contain such informa- 3 tion as the commissioner may deem necessary for the proper adminis- 4 tration of this article. The commissioner may require amended returns to 5 be filed within thirty days after notice and to contain the information 6 specified in the notice. The commissioner may require that the returns 7 be filed electronically. 8 (b) Every person liable for the peer-to-peer assessment fee required 9 to file a return under this article shall, at the time of filing such 10 return, pay to the commissioner the total of all peer-to-peer assessment 11 fees on the correct number of trips subject to such fee under this arti- 12 cle. The amount so payable to the commissioner for the period for which 13 a return is required to be filed shall be due and payable to the commis- 14 sioner on the date specified for the filing of the return for such peri- 15 od, without regard to whether a return is filed or whether the return 16 that is filed correctly shows the correct number of trips, gross trip 17 charges or amount of fees due thereon. The commissioner may require 18 that the fee be paid electronically. 19 § 1299-P. Records to be kept. Every person liable for the peer-to-peer 20 assessment fees imposed by this article shall keep: 21 (a) records of every peer-to-peer car sharing program trip subject to 22 the fees under this article, and of all amounts paid, charged or due 23 thereon, in such form as the commissioner may require; 24 (b) true and complete copies, including electronic copies, of any 25 records required to be kept by a state agency that is authorized to 26 permit or regulate a peer-to-peer car sharing program; and 27 (c) such other records and information as the commissioner may require 28 to perform his or her duties under this article. 29 § 1299-Q. Secrecy of returns and reports. (a) Except in accordance 30 with proper judicial order or as otherwise provided by law, it shall be 31 unlawful for the commissioner, any officer or employee of the depart- 32 ment, any person engaged or retained by the department on an independent 33 contract basis, or any person who in any manner may acquire knowledge of 34 the contents of a return or report filed with the commissioner pursuant 35 to this article, to divulge or make known in any manner any particulars 36 set forth or disclosed in any such return or report. The officers 37 charged with the custody of such returns and reports shall not be 38 required to produce any of them or evidence of anything contained in 39 them in any action or proceeding in any court, except on behalf of the 40 commissioner in an action or proceeding under the provisions of this 41 chapter or in any other action or proceeding involving the collection of 42 a peer-to-peer assessment fee due under this article to which the state 43 or the commissioner is a party or a claimant, or on behalf of any party 44 to any action, proceeding or hearing under the provisions of this arti- 45 cle when the returns, reports or facts shown thereby are directly 46 involved in such action, proceeding or hearing, in any of which events 47 the court, or in the case of a hearing, the division of tax appeals may 48 require the production of, and may admit into evidence, so much of said 49 returns, reports or of the facts shown thereby, as are pertinent to the 50 action, proceeding or hearing and no more. The commissioner or the divi- 51 sion of tax appeals may, nevertheless, publish a copy or a summary of 52 any decision rendered after a hearing required by this article. Nothing 53 in this section shall be construed to prohibit the delivery to a person 54 who has filed a return or report or to such person's duly authorized 55 representative of a certified copy of any return or report filed in 56 connection with such person's assessment fee. Nor shall anything in this

S. 6715 28 1 section be construed to prohibit the publication of statistics so clas- 2 sified as to prevent the identification of particular returns or reports 3 and the items thereof, including without limitation the financial plan 4 published in accordance with article VII of the constitution, or the 5 inspection by the attorney general or other legal representatives of the 6 state of the return or report of any person required to pay the peer-to- 7 peer assessment fee who shall bring action to review the peer-to-peer 8 assessment fee based thereon, or against whom an action or proceeding 9 under this chapter has been recommended by the commissioner or the 10 attorney general or has been instituted, or the inspection of the 11 returns or reports required under this article by the comptroller or 12 duly designated officer or employee of the state department of audit and 13 control, for purposes of the audit of a refund of any peer-to-peer 14 assessment fee paid by a person required to pay the peer-to-peer assess- 15 ment fees under this article. Provided, further, nothing in this section 16 shall be construed to prohibit the disclosure, in such manner as the 17 commissioner deems appropriate, of the names and other appropriate iden- 18 tifying information of those persons required to pay peer-to-peer 19 assessment fees under this article. 20 (b) Notwithstanding the provisions of subdivision (a) of this section, 21 the commissioner, in his or her discretion, may require or permit any or 22 all persons liable for any peer-to-peer assessment fees imposed by this 23 article, to make payment to banks, banking houses or trust companies 24 designated by the commissioner and to file returns with such banks, 25 banking houses or trust companies as agents of the commissioner, in lieu 26 of paying any such peer-to-peer assessment fees directly to the commis- 27 sioner. However, the commissioner shall designate only such banks, bank- 28 ing houses or trust companies as are already designated by the comp- 29 troller as depositories pursuant to section twelve hundred eighty-eight 30 of this chapter. 31 (c) Notwithstanding the provisions of subdivision (a) of this section, 32 the commissioner may permit the secretary of the treasury of the United 33 States or such secretary's delegate, or the authorized representative of 34 either such officer, to inspect any return filed under this article, or 35 may furnish to such officer or such officer's authorized representative 36 an abstract of any such return or supply such person with information 37 concerning an item contained in any such return, or disclosed by any 38 investigation of liability under this article, but such permission shall 39 be granted or such information furnished only if the laws of the United 40 States grant substantially similar privileges to the commissioner or 41 officer of this state charged with the administration of the peer-to- 42 peer assessment fees imposed by this article, and only if such informa- 43 tion is to be used for purposes of tax administration only; and provided 44 further the commissioner may furnish to the commissioner of internal 45 revenue or such commissioner's authorized representative such returns 46 filed under this article and other tax information, as such commissioner 47 may consider proper, for use in court actions or proceedings under the 48 internal revenue code, whether civil or criminal, where a written 49 request therefor has been made to the commissioner by the secretary of 50 the treasury of the United States or such secretary's delegate, provided 51 the laws of the United States grant substantially similar powers to the 52 secretary of the treasury of the United States or his or her delegate. 53 Where the commissioner has so authorized use of returns and other infor- 54 mation in such actions or proceedings, officers and employees of the 55 department may testify in such actions or proceedings in respect to such 56 returns or other information.

S. 6715 29 1 (d) Returns and reports filed under this article shall be preserved 2 for three years and thereafter until the commissioner orders them to be 3 destroyed. 4 (e) Cross-reference: For criminal penalties, see article thirty-seven 5 of this chapter. 6 § 1299-R. Practice and procedure. The provisions of article twenty- 7 seven of this chapter shall apply with respect to the administration and 8 procedure with respect to the fees imposed by this article in the same 9 manner and in the same force and effect as if the language of such 10 sections of article twenty-seven of this chapter had been incorporated 11 in full into this article and had expressly referred to the fees imposed 12 under this article, except to the extent that any such provision is 13 either inconsistent with a provision of this article or is not relevant 14 to this article. The fees imposed under this article are in lieu of and 15 replace any tax as may be imposed under sections eleven hundred sixty, 16 eleven hundred sixty-six-a, and eleven hundred sixty-six-b of this chap- 17 ter. 18 § 1299-S. Deposit and disposition of revenue. (a) All taxes, fees, 19 interest and penalties collected or received by the commissioner under 20 section twelve hundred ninety-nine-K of this article shall be deposited 21 and disposed of pursuant to the provisions of section one hundred seven- 22 ty-one-a of this chapter. 23 (b) All taxes, fees, interest and penalties collected or received by 24 the commissioner under section twelve hundred ninety-nine-L of this 25 article shall be deposited and disposed into the corporate transporta- 26 tion account of the metropolitan transportation authority special 27 assistance fund established by section twelve hundred seventy-a of the 28 public authorities law, to be applied as provided in paragraph (e) of 29 subdivision four of such section. 30 (c) All taxes, fees, interest and penalties collected or received by 31 the commissioner under section twelve hundred ninety-nine-M of this 32 article shall be deposited and disposed into the public transportation 33 systems operating assistance account established by section eighty- 34 eight-a of the state finance law. 35 § 5. Subdivision 1 of section 171-a of the tax law, as amended by 36 section 5 of part C of chapter 59 of the laws of 2021, is amended to 37 read as follows: 38 1. All taxes, interest, penalties and fees collected or received by 39 the commissioner or the commissioner's duly authorized agent under arti- 40 cles nine (except section one hundred eighty-two-a thereof and except as 41 otherwise provided in section two hundred five thereof), nine-A, 42 twelve-A (except as otherwise provided in section two hundred eighty- 43 four-d thereof), thirteen, thirteen-A (except as otherwise provided in 44 section three hundred twelve thereof), eighteen, nineteen, twenty 45 (except as otherwise provided in section four hundred eighty-two there- 46 of), twenty-B, twenty-C, twenty-D, twenty-one, twenty-two, twenty-four, 47 twenty-four-A, twenty-six, twenty-eight (except as otherwise provided in 48 section eleven hundred two or eleven hundred three thereof), 49 twenty-eight-A, twenty-nine-B, twenty-nine-D (except as otherwise 50 provided in sections twelve hundred ninety-nine-L and twelve hundred 51 ninety-nine-M), thirty-one (except as otherwise provided in section 52 fourteen hundred twenty-one thereof), thirty-three and thirty-three-A of 53 this chapter shall be deposited daily in one account with such responsi- 54 ble banks, banking houses or trust companies as may be designated by the 55 comptroller, to the credit of the comptroller. Such an account may be 56 established in one or more of such depositories. Such deposits shall be

S. 6715 30 1 kept separate and apart from all other money in the possession of the 2 comptroller. The comptroller shall require adequate security from all 3 such depositories. Of the total revenue collected or received under such 4 articles of this chapter, the comptroller shall retain in the comp- 5 troller's hands such amount as the commissioner may determine to be 6 necessary for refunds or reimbursements under such articles of this 7 chapter out of which amount the comptroller shall pay any refunds or 8 reimbursements to which taxpayers shall be entitled under the provisions 9 of such articles of this chapter. The commissioner and the comptroller 10 shall maintain a system of accounts showing the amount of revenue 11 collected or received from each of the taxes imposed by such articles. 12 The comptroller, after reserving the amount to pay such refunds or 13 reimbursements, shall, on or before the tenth day of each month, pay 14 into the state treasury to the credit of the general fund all revenue 15 deposited under this section during the preceding calendar month and 16 remaining to the comptroller's credit on the last day of such preceding 17 month, (i) except that the comptroller shall pay to the state department 18 of social services that amount of overpayments of tax imposed by article 19 twenty-two of this chapter and the interest on such amount which is 20 certified to the comptroller by the commissioner as the amount to be 21 credited against past-due support pursuant to subdivision six of section 22 one hundred seventy-one-c of this article, (ii) and except that the 23 comptroller shall pay to the New York state higher education services 24 corporation and the state university of New York or the city university 25 of New York respectively that amount of overpayments of tax imposed by 26 article twenty-two of this chapter and the interest on such amount which 27 is certified to the comptroller by the commissioner as the amount to be 28 credited against the amount of defaults in repayment of guaranteed 29 student loans and state university loans or city university loans pursu- 30 ant to subdivision five of section one hundred seventy-one-d and subdi- 31 vision six of section one hundred seventy-one-e of this article, (iii) 32 and except further that, notwithstanding any law, the comptroller shall 33 credit to the revenue arrearage account, pursuant to section 34 ninety-one-a of the state finance law, that amount of overpayment of tax 35 imposed by article nine, nine-A, twenty-two, thirty, thirty-A, thirty-B 36 or thirty-three of this chapter, and any interest thereon, which is 37 certified to the comptroller by the commissioner as the amount to be 38 credited against a past-due legally enforceable debt owed to a state 39 agency pursuant to paragraph (a) of subdivision six of section one 40 hundred seventy-one-f of this article, provided, however, he shall cred- 41 it to the special offset fiduciary account, pursuant to section ninety- 42 one-c of the state finance law, any such amount creditable as a liabil- 43 ity as set forth in paragraph (b) of subdivision six of section one 44 hundred seventy-one-f of this article, (iv) and except further that the 45 comptroller shall pay to the city of New York that amount of overpayment 46 of tax imposed by article nine, nine-A, twenty-two, thirty, thirty-A, 47 thirty-B or thirty-three of this chapter and any interest thereon that 48 is certified to the comptroller by the commissioner as the amount to be 49 credited against city of New York tax warrant judgment debt pursuant to 50 section one hundred seventy-one-l of this article, (v) and except 51 further that the comptroller shall pay to a non-obligated spouse that 52 amount of overpayment of tax imposed by article twenty-two of this chap- 53 ter and the interest on such amount which has been credited pursuant to 54 section one hundred seventy-one-c, one hundred seventy-one-d, one 55 hundred seventy-one-e, one hundred seventy-one-f or one hundred seven- 56 ty-one-l of this article and which is certified to the comptroller by

S. 6715 31 1 the commissioner as the amount due such non-obligated spouse pursuant to 2 paragraph six of subsection (b) of section six hundred fifty-one of this 3 chapter; and (vi) the comptroller shall deduct a like amount which the 4 comptroller shall pay into the treasury to the credit of the general 5 fund from amounts subsequently payable to the department of social 6 services, the state university of New York, the city university of New 7 York, or the higher education services corporation, or the revenue 8 arrearage account or special offset fiduciary account pursuant to 9 section ninety-one-a or ninety-one-c of the state finance law, as the 10 case may be, whichever had been credited the amount originally withheld 11 from such overpayment, and (vii) with respect to amounts originally 12 withheld from such overpayment pursuant to section one hundred seventy- 13 one-l of this article and paid to the city of New York, the comptroller 14 shall collect a like amount from the city of New York. 15 § 6. Paragraph 1 of subdivision (e) of section 1101 of the tax law, as 16 amended by section 2 of part J of chapter 39 of the laws of 2019, is 17 amended to read as follows: 18 (1) Marketplace provider. A person who, pursuant to an agreement with 19 a marketplace seller, facilitates sales of tangible personal property by 20 such marketplace seller or sellers. A person "facilitates a sale of 21 tangible personal property" for purposes of this paragraph when the 22 person meets both of the following conditions: (A) such person provides 23 the forum in which, or by means of which, the sale takes place or the 24 offer of sale is accepted, including a shop, store, or booth, an inter- 25 net website, catalog, or similar forum; and (B) such person or an affil- 26 iate of such person collects the receipts paid by a customer to a 27 marketplace seller for a sale of tangible personal property, or 28 contracts with a third party to collect such receipts. For purposes of 29 this paragraph, a "sale of tangible personal property" shall not include 30 the rental of a passenger car as described in section eleven hundred 31 sixty of this chapter but shall include a lease described in subdivision 32 (i) of section eleven hundred eleven of this article and peer-to-peer 33 car sharing as described in section nine hundred of the general business 34 law. For purposes of this paragraph, persons are affiliated if one 35 person has an ownership interest of more than five percent, whether 36 direct or indirect, in another, or where an ownership interest of more 37 than five percent, whether direct or indirect, is held in each of such 38 persons by another person or by a group of other persons that are affil- 39 iated persons with respect to each other. Notwithstanding anything in 40 this paragraph, a person who is not otherwise registered pursuant to 41 section eleven hundred [~~thirty four~~] thirty-four of this article is not 42 a marketplace provider if such person has no physical presence in New 43 York and, for the immediately preceding four quarterly periods ending on 44 the last day of February, May, August and November, can show that the 45 cumulative total gross receipts of sales it has made or facilitated of 46 property delivered in this state does not exceed five hundred thousand 47 dollars or that such person has not made or facilitated more than one 48 hundred sales of property delivered in this state. However, such person 49 may elect to register as a marketplace provider, and, once registered, 50 will be subject to the provisions of this article. 51 § 7. Section 1160 of the tax law is amended by adding a new subdivi- 52 sion (c) to read as follows: 53 (c) The provisions of this section shall not apply to a peer-to-peer 54 car sharing program as defined in section nine hundred of the general 55 business law and which is subject to the assessment fees set forth in 56 article twenty-nine-D of this chapter.

S. 6715 32 1 § 8. Section 1166-a of the tax law is amended by adding a new subdivi- 2 sion (c) to read as follows: 3 (c) The provisions of this section shall not apply to a peer-to-peer 4 car sharing program as defined in section nine hundred of the general 5 business law and which is subject to the assessment fees set forth in 6 article twenty-nine-D of this chapter. 7 § 9. Section 1166-b of the tax law is amended by adding a new subdivi- 8 sion (c) to read as follows: 9 (c) The provisions of this section shall not apply to a peer-to-peer 10 car sharing program as defined in section nine hundred of the general 11 business law and which is subject to the assessment fees set forth in 12 article twenty-nine-D of this chapter. 13 § 10. Paragraph a of subdivision 1, paragraph a of subdivision 2, and 14 subdivision 3 of section 600 of the vehicle and traffic law, paragraph a 15 of subdivision 1 and paragraph a of subdivision 2 as amended and subdi- 16 vision 3 as added by section 4 of part AAA of chapter 59 of the laws of 17 2017, are amended to read as follows: 18 a. Any person operating a motor vehicle who, knowing or having cause 19 to know that damage has been caused to the real property or to the 20 personal property, not including animals, of another, due to an incident 21 involving the motor vehicle operated by such person shall, before leav- 22 ing the place where the damage occurred, stop, exhibit his or her 23 license and insurance identification card for such vehicle, when such 24 card is required pursuant to articles six and eight of this chapter, and 25 give his or her name, residence, including street and number, insurance 26 carrier and insurance identification information including but not 27 limited to the number and effective dates of said individual's insurance 28 policy, and license number to the party sustaining the damage, or in 29 case the person sustaining the damage is not present at the place where 30 the damage occurred then he or she shall report the same as soon as 31 physically able to the nearest police station, or judicial officer. In 32 addition to the foregoing, any such person shall also: (i) (A) produce 33 the proof of insurance coverage required pursuant to article 34 forty-four-B of this chapter if such person is a TNC driver operating a 35 TNC vehicle while the incident occurred who was [~~(A)~~] (1) logged on to 36 the TNC's digital network but not engaged in a TNC prearranged trip or 37 [~~(B)~~] (2) was engaged in a TNC prearranged trip; and [~~(ii)~~] (B) 38 disclose whether he or she, at the time such incident occurred, was 39 [~~(A)~~] (1) logged on to the TNC's digital network but not engaged in a 40 TNC prearranged trip or [~~(B)~~] (2) was engaged in a TNC prearranged trip, 41 or (ii) (A) produce the proof of insurance coverage required pursuant to 42 article forty of the general business law if such person is a shared 43 vehicle owner or shared vehicle driver operating a shared vehicle during 44 a peer-to-peer car sharing period while the incident occurred; and (B) 45 disclose whether he or she, at the time such incident occurred, was 46 operating a shared vehicle during a peer-to-peer car sharing period. 47 a. Any person operating a motor vehicle who, knowing or having cause 48 to know that personal injury has been caused to another person, due to 49 an incident involving the motor vehicle operated by such person shall, 50 before leaving the place where the said personal injury occurred, stop, 51 exhibit his or her license and insurance identification card for such 52 vehicle, when such card is required pursuant to articles six and eight 53 of this chapter, and give his or her name, residence, including street 54 and street number, insurance carrier and insurance identification infor- 55 mation including but not limited to the number and effective dates of 56 said individual's insurance policy and license number, to the injured

S. 6715 33 1 party, if practical, and also to a police officer, or in the event that 2 no police officer is in the vicinity of the place of said injury, then, 3 he or she shall report said incident as soon as physically able to the 4 nearest police station or judicial officer. In addition to the forego- 5 ing, any such person shall also: (i) (A) produce the proof of insurance 6 coverage required pursuant to article forty-four-B of this chapter if 7 such person is a TNC driver operating a TNC vehicle at the time of the 8 incident who was [~~(A)~~] (1) logged on to the TNC's digital network but 9 not engaged in a TNC prearranged trip or [~~(B)~~] (2) was engaged in a TNC 10 prearranged trip; and [~~(ii)~~] (B) disclose whether he or she, at the time 11 such incident occurred, was [~~(A)~~] (1) logged on to the TNC's digital 12 network but not engaged in a TNC prearranged trip or [~~(B)~~] (2) was 13 engaged in a TNC prearranged trip, or (ii) (A) produce the proof of 14 insurance coverage required pursuant to article forty of the general 15 business law if such person is a shared vehicle owner or shared vehicle 16 driver operating a shared vehicle during a peer-to-peer car sharing 17 period while the incident occurred; and (B) disclose whether he or she, 18 at the time such incident occurred, was operating a shared vehicle 19 during a peer-to-peer car sharing period. 20 3. For the purposes of this article, the terms "TNC", "TNC driver", 21 "TNC vehicle", "TNC prearranged trip" and "digital network" shall have 22 the same meanings as such terms are defined in article forty-four-B of 23 this chapter and the terms "shared vehicle owner", "shared vehicle driv- 24 er", "shared vehicle" and "peer-to-peer car sharing period" shall have 25 the same meanings as such terms are defined in article forty of the 26 general business law. 27 § 11. Section 601 of the vehicle and traffic law, as amended by 28 section 5 of part AAA of chapter 59 of the laws of 2017, is amended to 29 read as follows: 30 § 601. Leaving scene of injury to certain animals without reporting. 31 Any person operating a motor vehicle which shall strike and injure any 32 horse, dog, cat or animal classified as cattle shall stop and endeavor 33 to locate the owner or custodian of such animal or a police, peace or 34 judicial officer of the vicinity, and take any other reasonable and 35 appropriate action so that the animal may have necessary attention, and 36 shall also promptly report the matter to such owner, custodian or offi- 37 cer (or if no one of such has been located, then to a police officer of 38 some other nearby community), exhibiting his or her license and insur- 39 ance identification card for such vehicle, when such card is required 40 pursuant to articles six and eight of this chapter, giving his or her 41 name and residence, including street and street number, insurance carri- 42 er and insurance identification information and license number. In addi- 43 tion to the foregoing, any such person shall also: (i) (A) produce the 44 proof of insurance coverage required pursuant to article forty-four-B of 45 this chapter if such person is a TNC driver operating a TNC vehicle at 46 the time of the incident who was [~~(A)~~] (1) logged on to the TNC's 47 digital network but not engaged in a TNC prearranged trip or [~~(B)~~] (2) 48 was engaged in a TNC prearranged trip; and [~~(ii)~~] (B) disclose whether 49 he or she, at the time such incident occurred, was [~~(A)~~] (1) logged on 50 to the TNC's digital network but not engaged in a TNC prearranged trip 51 or [~~(B)~~] (2) was engaged in a TNC prearranged trip, or (ii) (A) produce 52 the proof of insurance coverage required pursuant to article forty of 53 the general business law if such person is a shared vehicle owner or 54 shared vehicle driver operating a shared vehicle during a peer-to-peer 55 car sharing period while the incident occurred; and (B) disclose whether 56 he or she, at the time such incident occurred, was operating a shared

S. 6715 34 1 vehicle during a peer-to-peer car sharing period. Violation of this 2 section shall be punishable by a fine of not more than one hundred 3 dollars for a first offense and by a fine of not less than fifty nor 4 more than one hundred fifty dollars for a second offense and each subse- 5 quent offense; provided, however where the animal that has been struck 6 and injured is a guide dog, hearing dog or service dog, as such terms 7 are defined in section forty-seven-b of the civil rights law which is 8 actually engaged in aiding or guiding a person with a disability, a 9 violation of this section shall be punishable by a fine of not less than 10 fifty nor more than one hundred fifty dollars for a first offense and by 11 a fine of not less than one hundred fifty dollars nor more than three 12 hundred dollars for a second offense and each subsequent offense. 13 § 12. Paragraph (c) of subdivision 12 of section 1229-c of the vehicle 14 and traffic law, as added by chapter 333 of the laws of 1992, is amended 15 and a new paragraph (b-1) is added to read as follows: 16 (b-1) A peer-to-peer car sharing program as defined in section three 17 thousand four hundred fifty-eight of the insurance law shall provide 18 comparable notice for shared vehicle drivers and shared vehicle owners, 19 as defined in section three thousand four hundred fifty-eight of the 20 insurance law, on its website in conspicuous lettering. 21 (c) Any rental vehicle company or peer-to-peer car sharing program 22 that makes a shared vehicle, as defined in section three thousand four 23 hundred fifty-eight of the insurance law, available for peer-to-peer car 24 sharing which violates the provisions of this subdivision shall be 25 subject to a civil penalty, not to exceed one hundred dollars for each 26 day of violation. 27 § 13. Severability clause. If any provision of this act or the appli- 28 cation thereof is held invalid, such invalidity shall not affect other 29 provisions or applications of this act which can be given effect without 30 the invalid provision or application, and to this end the provisions of 31 this act are declared to be severable. 32 § 14. This act shall take effect on the ninetieth day after it shall 33 have become a law.

Enacts the peer-to-peer car sharing program act

What's Happening

Why It Matters